147 Waterside Dr, Georgetown, KY 40324 Property Records

Scott County property record for 147 Waterside Dr, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba
Lot Size	0.185 acres (8,080 sqft)
Owner	Individual Name on File
Last Sale	$282,663 (Oct 2015)
Tax Bill	$4,245 (2025)
Deeds & Mortgages	Sep 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`189-40-183.000`

Property Details

APN / Parcel Number

Primary APN	`189-40-183.000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories

Exterior

Exterior Material	Brick
Lot Area	8,080 sqft (0.185 acres)

Location & Zoning

Street Address	147 WATERSIDE DR
City	GEORGETOWN
State	KY
Zip	40324-8518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGE AT LANES RUN
Legal Subdivision	VILLAGE AT LANES RUN
Legal Lot Number	119
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2002
Census Tract	40302

Owner

Source: Scott County records · APN 189-40-183.000

Assessment roll updated April 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	147 WATERSIDE DR, GEORGETOWN, KY 40324-8518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 26, 2015 · Amount on Record
Deed Sale	Oct 26, 2015 · Amount on Record
Deed Document Number	344379
Deed Book / Page	D373 / 080
Record Updated	Jun 08, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	147 WATERSIDE DR, GEORGETOWN, KY 40324-8518
Transaction Type	Mortgage
Record Updated	Jan 20, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	147 WATERSIDE DR, GEORGETOWN, KY 40324-8518

Mortgage

Document Number	00M1710/92
Date	Sep 14, 2022
Book Page	M1710/92
Instrument	458970

Lender

Name	SOFI BANK NA
Type	Bank
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2052

Tax Assessment & Valuation

Source: Scott County records · Assessment roll updated April 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,245.00 (+19.81%)	$476,600 (+21.95%)	$476,600 (+21.95%)
2023	$3,543.00 (+26%)	$390,800 (+20.54%) Land $47,500 Building $343,300	$390,800 (+20.54%) Land $47,500 Building $343,300
2022	$2,812.00	$324,200 Land $42,000 Building $282,200	$324,200 Land $42,000 Building $282,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 20, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Lane's Run Historic District listed 1984 · 18 contributing resources · NRIS 84001986

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 267 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.