Scott County property record for 161 Waterside Dr, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 2,149 sqft · built 2021 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $515,000 (Jun 2026) |
| Tax Bill | $4,342 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Mar 2022 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 189-20-180.083 |
| Primary APN | 189-20-180.083 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,149 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Lot Area | 7,405 sqft (0.17 acres) |
| Street Address | 161 WATERSIDE DR |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-8518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLAGE AT LANES RUN |
| Legal Subdivision | VILLAGE AT LANES RUN |
| Legal Lot Number | 59 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 40302 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lane's Run Historic District listed 1984 · 18 contributing resources · NRIS 84001986 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 102 WATERSIDE DR, GEORGETOWN, KY 40324-8518 |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Jun 5, 2026 | Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING |
| Mar 21, 2022 | Deed of Trust, Mortgage · Construction Mortgage AJOELLYN EDWARDS RECOABLE TRUST |
| May 27, 2022 | Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Aug 20, 2020 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 5, 2026 · Amount on Record |
| Deed Sale | Jun 5, 2026 · Amount on Record |
| Deed Document Number | 2026589124 |
| Deed Book / Page | 466 / 314 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jun 5, 2026 |
| Property Address | 161 WATERSIDE DR, GEORGETOWN, KY 40324-8518 |
| Document Number | 0000589124 |
| Book / Page | 466 / 314 |
| Instrument Date | Jun 4, 2026 |
| Instrument | 2026589124 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2026 |
| Title Company | BLUEGRASS LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $52,015.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 102 WATERSIDE DR, GEORGETOWN, KY 40324-8518 |
| Document Number | 0000589127, |
|---|---|
| Date | Jun 5, 2026 |
| Instrument | 2026589127 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 161 WATERSIDE DR, GEORGETOWN, KY 40324-8518 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Title Company | DIVERSITY TITLE AND ESCROW COMPANY, LIBERTY TITLE & ESCROW CO |
| Name | Verified Name |
|---|---|
| Address | 14251 AUSTIN CREEK AVE, BAKERSFIELD, CA 93314-8350 |
| Document Number | 0M1678/522 |
|---|---|
| Date | Mar 21, 2022 |
| Book Page | M1678/522 |
| Instrument | 452352 |
| Name | AJOELLYN EDWARDS RECOABLE TRUST |
|---|---|
| Type | Non-Lending Institution |
| Address | PLACERVILLE, CA 95667 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | May 27, 2022 |
| Property Address | 161 WATERSIDE DR, GEORGETOWN, KY 40324-8518 |
| Document Number | 00D433/848 |
| Book / Page | D433 / 848 |
| Map Reference | CAB 12 SL 309 |
| Instrument Date | May 18, 2022 |
| Instrument | 454880 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $460.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14251 AUSTIN CREEK AVE, BAKERSFIELD, CA 93314-8350 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 161 WATERSIDE DR, GEORGETOWN, KY 40324-8518 |
| Document Number | 0000454881 |
|---|---|
| Date | May 27, 2022 |
| Instrument | 454881 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.5% |
| Index | 3-Year CMT |
| Max Rate | 9.5% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Aug 20, 2020 |
| Property Address | 161 WATERSIDE DR, GEORGETOWN, KY 40324-8518 |
| Document Number | 00D416/746 |
| Book / Page | D416 / 746 |
| Map Reference | CAB 12 SL 309 |
| Instrument Date | Aug 17, 2020 |
| Instrument | 420436 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $39.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 351 UNITED CT, LEXINGTON, KY 40509-9400 |
| Name | Verified Name |
|---|---|
| Address | 273 RIDGECREST DR, SAN DIEGO, CA 92114-7237 |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $487,500 (-) | $487,500 (-) | |
| 2025 | $4,342.00 (+4.15%) | $487,500 (+6%) | $487,500 (+6%) |
| 2023 | $4,169.00 (+384.2%) | $459,900 (+363.14%) Land $47,500 Building $412,400 | $459,900 (+363.14%) Land $47,500 Building $412,400 |
| 2022 | $861.00 | $99,300 Land $42,000 Building $57,300 | $99,300 Land $42,000 Building $57,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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