139 Waterside Dr, Georgetown, KY 40324 Property Records

Scott County property record for 139 Waterside Dr, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,767 sqft · built 2015
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$305,478 (Dec 2017)
Tax Bill	$3,908 (2025)
Deeds & Mortgages	Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`189-40-048.000`

Property Details

APN / Parcel Number

Primary APN	`189-40-048.000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,767 sqft Living Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Brick
Lot Area	6,970 sqft (0.16 acres)

Location & Zoning

Street Address	139 WATERSIDE DR
City	GEORGETOWN
State	KY
Zip	40324-8518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGE AT LANES RUN
Legal Subdivision	VILLAGE AT LANES RUN
Legal Phase	1
Legal Lot Number	123
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2002
Census Tract	40302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lane's Run Historic District listed 1984 · 18 contributing resources · NRIS 84001986

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

139 Waterside Dr is owned and occupied by two individuals who bought it in December 2017.

Source: Scott County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	139 WATERSIDE DR, GEORGETOWN, KY 40324-8518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2017 · Amount on File
Deed Sale	Dec 1, 2017 · Amount on File
Deed Document Number	2017378431
Deed Book / Page	392 / 658
Record Updated	Oct 29, 2026

December 2017: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Dec 1, 2017
Property Address	139 WATERSIDE DR, GEORGETOWN, KY 40324-8518
Document Number	00D392/658
Book / Page	D392 / 658
Map Reference	CAB9 SL138
Instrument Date	Nov 30, 2017
Instrument	378431
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$305.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3609 WALDEN DR, LEXINGTON, KY 40517-2020

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	139 WATERSIDE DR, GEORGETOWN, KY 40324-8518

Mortgage

Document Number	0000378432
Date	Dec 1, 2017
Instrument	378432

Lender

Name	PEOPLES EXCHANGE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 139 Waterside Dr was $3,908.

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$438,800 (-)	$438,800 (-)
2025	$3,908.00	$438,800	$438,800
2023	$3,352.00 (+22.65%)	$369,700 (+17.33%) Land $47,500 Building $322,200	$369,700 (+17.33%) Land $47,500 Building $322,200
2022	$2,733.00	$315,100 Land $42,000 Building $273,100	$315,100 Land $42,000 Building $273,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 139 Waterside Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 139 Waterside Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20