Scott County property record for 145 Waterside Dr, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,990 sqft · built 2017 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $333,000 (May 2019) |
| Tax Bill | $4,042 (2025) |
| Deeds & Mortgages | May 2020 Line of Credit May 2025 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 189-40-055.000 |
| Primary APN | 189-40-055.000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,990 sqft Living Area |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Lot Area | 7,841 sqft (0.18 acres) |
| Street Address | 145 WATERSIDE DR |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-8518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLAGE AT LANES RUN |
| Legal Subdivision | VILLAGE AT LANES RUN |
| Legal Phase | 1 |
| Legal Lot Number | 120 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 40302 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lane's Run Historic District listed 1984 · 18 contributing resources · NRIS 84001986 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
145 Waterside Dr is owned and occupied by two individuals who acquired it in September 2019.
Source: Scott County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 145 WATERSIDE DR, GEORGETOWN, KY 40324-8518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 22, 2020 | Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK |
| May 27, 2025 | Deed, Transfer · Commercial Mortgage SOUTH CENTRAL BANK |
| Sep 16, 2019 | Intrafamily Transfer, Transfer |
| May 24, 2019 | Deed, Transfer · Conventional Mortgage OLD NATIONAL BANK |
| Oct 17, 2018 | Deed, Subdivision Related Transfer BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Oct 17, 2018 | Deed, Subdivision Related Transfer BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 24, 2019 · Amount on File |
| Deed Sale | May 24, 2019 · Amount on File |
| Prior Sale | Oct 17, 2018 · Amount on File |
| Deed Document Number | 2019400496 |
| Deed Book / Page | 405 / 689 |
| Last Transfer Date | Sep 3, 2019 |
| Transfer Doc | 00D408/758 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 145 WATERSIDE DR, GEORGETOWN, KY 40324-8518 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0M1510/634 |
|---|---|
| Date | May 22, 2020 |
| Book Page | M1510/634 |
| Instrument | 416574 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40507 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 24, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | May 27, 2025 |
| Property Address | 145 WATERSIDE DR, GEORGETOWN, KY 40324-8518 |
| Document Number | 00D457/563 |
| Book / Page | D457 / 563 |
| Map Reference | CAB 14 SL 34 |
| Instrument Date | May 22, 2025 |
| Instrument | 541749 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $80.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 523 WELLINGTON WAY STE 160, 160, LEXINGTON, KY 40503-1390 |
| Name | Verified Name |
|---|---|
| Address | 437 LEWIS HARGETT CIR STE 150, 150, LEXINGTON, KY 40503-3509 |
| Investor | Possibly a Property Investor |
| Document Number | 0000541750 |
|---|---|
| Date | May 27, 2025 |
| Instrument | 541750 |
| Name | SOUTH CENTRAL BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | May 22, 2028 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Sep 16, 2019 |
| Property Address | 145 WATERSIDE DR, GEORGETOWN, KY 40324-8518 |
| Document Number | 00D408/758 |
| Book / Page | D408 / 758 |
| Map Reference | CAB 11 SL 133 |
| Instrument Date | Sep 3, 2019 |
| Instrument | 405001 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 145 WATERSIDE DR, GEORGETOWN, KY 40324-8518 |
| Investor | Possibly a Property Investor |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | May 24, 2019 |
| Property Address | 145 WATERSIDE DR, GEORGETOWN, KY 40324-8518 |
| Document Number | 00D405/689 |
| Book / Page | D405 / 689 |
| Map Reference | CAB 9 SL 138 |
| Instrument Date | May 22, 2019 |
| Instrument | 400496 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $333.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 106 AMERSON ORCHARD RD, GEORGETOWN, KY 40324-8385 |
| Name | Verified Name |
|---|---|
| Address | 145 WATERSIDE DR, GEORGETOWN, KY 40324-8518 |
| Investor | Possibly a Property Investor |
| Document Number | 0000400497 |
|---|---|
| Date | May 24, 2019 |
| Instrument | 400497 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Oct 17, 2018 |
| Property Address | 145 WATERSIDE DR, GEORGETOWN, KY 40324-8518 |
| Document Number | 00D401/093 |
| Book / Page | D401 / 093 |
| Map Reference | CAB 11 SL 133 |
| Instrument Date | Oct 15, 2018 |
| Instrument | 393035 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $322.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3609 WALDEN DR, LEXINGTON, KY 40517-2020 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 145 WATERSIDE DR, GEORGETOWN, KY 40324-8518 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Oct 17, 2018 |
| Property Address | 145 WATERSIDE DR, GEORGETOWN, KY 40324-8518 |
| Document Number | 00D401/093 |
| Book / Page | D401 / 093 |
| Map Reference | CAB 9 SL 138 |
| Instrument Date | Oct 15, 2018 |
| Instrument | 393034 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $322.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3609 WALDEN DR, LEXINGTON, KY 40517-2020 |
| Name | Verified Name |
|---|---|
| Address | 145 WATERSIDE DR, GEORGETOWN, KY 40324-8518 |
The 2025 property tax bill for 145 Waterside Dr was $4,042.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $453,800 (-) | $453,800 (-) | |
| 2025 | $4,042.00 | $453,800 | $453,800 |
| 2023 | $3,443.00 (+19.18%) | $379,800 (+14.05%) Land $47,500 Building $332,300 | $379,800 (+14.05%) Land $47,500 Building $332,300 |
| 2022 | $2,889.00 | $333,000 Land $42,000 Building $291,000 | $333,000 Land $42,000 Building $291,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 145 Waterside Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 145 Waterside Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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