147 Riley St, Bluffton, OH 45817 Property Records

Allen County property record for 147 Riley St, Bluffton, OH 45817

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,402 sqft · built 2024
Lot Size	0.194 acres (8,451 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,285 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Jan 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`28-0110-01-002.007`

Property Details

APN / Parcel Number

Primary APN	`28-0110-01-002.007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,402 sqft Living Area
Gross Area	1,822 sqft
1st Floor Area	1,402 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	8,451 sqft (0.194 acres)
Lot Dimensions	102 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	272 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	147 RILEY ST
City	BLUFFTON
State	OH
Zip	45817-1279
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REPLAT OF PARCEL B & PARCEL C OF REPLAT OF INLOT 15 & INLOT 16 JOINT TEN LOT 1464 FF 80.00
Legal Lot Number	1464
Jurisdiction	ALLEN OH
Township / Civil Division	RICHLAND
Census Block Group	2
Census Block	2034
Census Tract	10100

Owner

147 Riley St is owned and occupied by two individuals who acquired it in January 2022.

Source: Allen County records, as of July 31, 2026

Owner of Record	2 Individual Names on File
Mailing Address	147 RILEY ST, BLUFFTON, OH 45817-1279
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2026	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK
Jan 20, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 19, 2022
Transfer Doc	0000000756
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Recording Date	Oct 8, 2026
Property Address	147 RILEY ST, BLUFFTON, OH 45817-1279
Document Number	0000010660
Instrument Date	Sep 21, 2026
Instrument	202610660
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	147 RILEY ST, BLUFFTON, OH 45817-1279

Mortgage

Document Number	0000010660,
Date	Oct 8, 2026
Instrument	202610660

Lender

Name	FIRST NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Oct 5, 2036

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEN OH
Recording Date	Jan 20, 2022
Property Address	147 RILEY ST, BLUFFTON, OH 45817-1279
Document Number	1200000756
Book / Page	2022 / 756
Map Reference	VOL 2021 PG 17288
Instrument Date	Jan 19, 2022
Instrument	202201200000756
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	144 RILEY ST, BLUFFTON, OH 45817-1236

Tax Assessment & Valuation

The 2025 property tax bill for 147 Riley St was $1,285, up 328.3% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Richland Township
Municipality	Bluffton Village
Unified School District	Bluffton Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,285.00 (+328.33%)	$37,910 (+327.88%) Land $11,060 Building $26,850	$108,300 (+328.06%) Land $31,600 Building $76,700
2024	$300.00 (+9.89%)	$8,860 (+19.89%) Land $8,860	$25,300 Land $25,300
2023	$273.00 (+82%)	$7,390 (-) Land $7,390
2022	$150.00	$7,390 Land $7,390
2021			$21,100 Land $21,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 147 Riley St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	17 (1979–2019)
Claims Outside the SFHA	5 of 17
Most Recent Claim	Apr 2019 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 147 Riley St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUFFTON VILLAGE serves 4,082 people · EPA ID OH0200112
Water Source	Purchased surface water from OTTAWA VILLAGE
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fiber · Fixed Wireless	1,000 / 500
MetaLINK Technologies Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Buckeye Wireless.

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