147 Fairmount Ave, Saugus, MA 01906 Property Records

Essex County and Lynn City property record for 147 Fairmount Ave, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 800 sqft · built 1910
Lot Size	0.201 acres (8,747 sqft)
Owner	2 Individual Names on Record
Last Sale	$464,500 (Nov 2025)
Tax Bill	$3,521 (2025)
Deeds & Mortgages	Dec 2021 Refinance Nov 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`B:006 L:357 S:025`

Property Details

APN / Parcel Number

Primary APN	`B:006 L:357 S:025`
Alternative APN	`LYNN M:006 B:357 L:025`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	800 sqft Living Area
Gross Area	1,072 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,747 sqft (0.201 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	147 FAIRMOUNT AVE
City	SAUGUS
State	MA
Zip	01906-1478
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Block	357
Legal Lot Number	25
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	2
Census Block	2003
Census Tract	205600

Owner

Source: Essex County and Lynn City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	147 FAIRMOUNT AVE, LYNN, MA 01905-2698
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Nov 19, 2025	Quit Claim Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING
Apr 4, 2025	Quit Claim Deed, Transfer · Stand-Alone First Mortgage RFLF 4 LLC
Jun 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage PNC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2025 · Amount on Record
Deed Sale	Nov 19, 2025 · Amount on Record
Prior Sale	Apr 4, 2025 · Amount on Record
Deed Book / Page	43079 / 325
Transfer Doc	2764000236
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	147 FAIRMOUNT AVE, SAUGUS, MA 01906-1478
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040625-247
Date	Dec 30, 2021
Book Page	40625/247
Instrument	20211230006870

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Nov 19, 2025
Property Address	147 FAIRMOUNT AVE, SAUGUS, MA 01906-1478
Document Number	043079-325
Book / Page	43079 / 325
Instrument Date	Oct 8, 2025
Instrument	20251119002320
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	147 FAIRMOUNT AVE, LYNN, MA 01905-2698

Mortgage

Document Number	20251119002330
Date	Nov 19, 2025
Instrument	20251119002330

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

April 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Apr 4, 2025
Property Address	147 FAIRMOUNT AVE, SAUGUS, MA 01906-1478
Document Number	042649-143
Book / Page	42649 / 143
Instrument Date	Apr 4, 2025
Instrument	20250404003680
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 BLISS RD, NORTH READING, MA 01864-2321
Investor	Possibly a Property Investor

Mortgage

Document Number	250404003690
Date	Apr 4, 2025
Instrument	250404003690

Lender

Name	RFLF 4 LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	147 FAIRMOUNT AVE, LYNN, MA 01905
Document Number	36810-170
Instrument Date	Jun 21, 2018
Transaction Type	Mortgage
Record Updated	Jul 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	36810-170
Date	Jun 25, 2018
Book Page	036810/000170
Instrument	18062540

Lender

Name	PNC BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2048

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,521.00 (+2.98%)	$339,900 (+4.68%) Land $190,200 Building $149,700	$349,695
2024	$3,419.00 (+4.02%)	$324,700 (+10.14%) Land $188,900 Building $135,800
2023	$3,287.00	$294,800 Land $174,400 Building $120,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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