145 Fairmount Ave, Saugus, MA 01906 Property Records

Essex County and Lynn City property record for 145 Fairmount Ave, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 1,152 sqft · built 1978
Lot Size	0.186 acres (8,102 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Sep 2017)
Tax Bill	$5,435 (2025)
Deeds & Mortgages	May 2022 Line of Credit May 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`B:006 L:357 S:020`

Property Details

APN / Parcel Number

Primary APN	`B:006 L:357 S:020`
Alternative APN	`LYNN M:006 B:357 L:020`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
Gross Area	2,536 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,102 sqft (0.186 acres)

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Street Address	145 FAIRMOUNT AVE
City	SAUGUS
State	MA
Zip	01906-1478
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Block	357
Legal Lot Number	20
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	2
Census Block	2003
Census Tract	205600

Owner

Source: Essex County and Lynn City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	145 FAIRMOUNT AVE, SAUGUS, MA 01906-1478
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2022	Deed of Trust, Mortgage · Line of Credit CHELSEA EMPLOYEE FEDERAL CREDIT UNION
May 30, 2017	Deed of Trust, Mortgage SAGE BANK
Dec 12, 2019	Deed of Trust, Mortgage · VA Mortgage NEW FED MORTGAGE CORP
Sep 8, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ENVOY MORTGAGE LTD
Sep 22, 2017	Quit Claim Deed, Transfer · FHA Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2017 · Amount on Record
Deed Sale	Sep 22, 2017 · Amount on Record
Prior Sale	Jun 9, 2014 · Amount on Record
Deed Book / Page	36195 / 2
Transfer Doc	00036195-2
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	145 FAIRMOUNT AVE, SAUGUS, MA 01906-1478
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040911-355
Date	May 4, 2022
Book Page	40911/355
Instrument	20220504001700

Lender

Name	CHELSEA EMPLOYEE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2037

Interest

Rate Type	Adjustable Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	145 FAIRMOUNT AVE, SAUGUS, MA 01906-1478
Transaction Type	Mortgage
Record Updated	Apr 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	035900-387
Date	May 30, 2017
Book Page	35900/387
Instrument	265

Lender

Name	SAGE BANK

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	145 FAIRMOUNT AVE, SAUGUS, MA 01906-1478
Transaction Type	Mortgage
Record Updated	Apr 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	038104-161
Date	Dec 12, 2019
Book Page	38104/161
Instrument	20191212001610

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	145 FAIRMOUNT AVE, SAUGUS, MA 01906-1478
Transaction Type	Mortgage
Record Updated	Apr 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	038910-171
Date	Sep 8, 2020
Book Page	38910/171
Instrument	20200908002470

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Sep 22, 2017
Property Address	145 FAIRMOUNT AVE, SAUGUS, MA 01906-1478
Document Number	00036195-2
Book / Page	36195 / 2
Instrument	157
Transaction Type	Transfer
Record Updated	Apr 8, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$42.24
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 FAIRMOUNT AVE, SAUGUS, MA 01906-1478

Mortgage

Document Number	0361950005
Date	Sep 22, 2017
Instrument	36195/0005

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 22, 2047

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,435.00 (+0.91%)	$524,600 (+2.56%) Land $218,100 Building $306,500	$569,145
2024	$5,386.00 (+4.58%)	$511,500 (+10.74%) Land $216,700 Building $294,800
2023	$5,150.00	$461,900 Land $200,000 Building $261,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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