139 Fairmount Ave, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 139 Fairmount Ave, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,946 sqft · built 1940
Lot Size	0.267 acres (11,635 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Sep 2005)
Tax Bill	$8,202 (2026)
Deeds & Mortgages	Jun 2021 Refinance Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:010-G B:0001 L:0005`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:010-G B:0001 L:0005`
Alternative APNs	`M:010=G B:0001 L:0005` `2784004`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,946 sqft Living Area
Gross Area	4,499 sqft
1st Floor Area	1,473 sqft
Basement Area	1,137 sqft
Unfinished Basement	1,137 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,635 sqft (0.267 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	2784004
Street Address	139 FAIRMOUNT AVE
City	SAUGUS
State	MA
Zip	01906-1415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Subdivision	CHARLES N WORMSTEAD
Legal Block	1
Legal Lot Number	5
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	2
Census Block	2010
Census Tract	208302

Owner

139 Fairmount Ave is owned and occupied by two individuals who bought it in September 2005.

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	139 FAIRMOUNT AVE, SAUGUS, MA 01906-1415
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Dec 11, 2017	Deed of Trust, Mortgage DITECH FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2005 · Amount on File
Deed Sale	Sep 16, 2005 · Amount on File
Prior Sale	May 18, 1988 · Amount on File
Deed Book / Page	24838 / 72
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	139 FAIRMOUNT AVE, SAUGUS, MA 01906-1415
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040027-444
Date	Jun 28, 2021
Book Page	40027/444
Instrument	20210628005480

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	139 FAIRMOUNT AVE, SAUGUS, MA 01906-1415
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36395-462
Date	Dec 11, 2017
Book Page	36395/462
Instrument	171211002630

Lender

Name	DITECH FINANCIAL LLC

Agreement

Amount	Amount on Record
Term	192 Months
Due	Dec 1, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 139 Fairmount Ave was $8,202, up 3.6% from the year before.

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,202.00 (+3.59%)	$787,100 (+6.16%) Land $371,100 Building $387,000	$857,995 (-10.77%)
2025	$7,918.00 (+2.23%)	$741,400 (+1.95%) Land $339,000 Building $402,400	$961,590
2024	$7,745.00 (+3.21%)	$727,200 (+9.12%) Land $329,900 Building $397,300
2023	$7,504.00	$666,400 Land $288,700 Building $377,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 139 Fairmount Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	4 (2010–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jan 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 139 Fairmount Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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