140 Fairmount Ave, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 140 Fairmount Ave, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,560 sqft · built 1978
Lot Size	0.236 acres (10,293 sqft)
Owner	Individual Name on Record
Last Sale	$780,000 (Mar 2024)
Tax Bill	$6,864 (2026)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:010-G B:0002 L:0001`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:010-G B:0002 L:0001`
Alternative APNs	`M:010=G B:0002 L:0001` `7720019`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,560 sqft Living Area
Gross Area	2,668 sqft
1st Floor Area	816 sqft
Basement Area	528 sqft
Unfinished Basement	528 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,293 sqft (0.236 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	7720019
Street Address	140 FAIRMOUNT AVE
City	SAUGUS
State	MA
Zip	01906-1416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	2
Census Block	2012
Census Tract	208302

Owner

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	140 FAIRMOUNT AVE, SAUGUS, MA 01906-1416
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MUTUAL OF OMAHA MORTGAGE
Apr 21, 2023	Quit Claim Deed, Transfer · Commercial Mortgage RD W SPV LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2024 · Amount on Record
Deed Sale	Mar 19, 2024 · Amount on Record
Prior Sale	Apr 21, 2023 · Amount on Record
Deed Document Number	2024860
Deed Book / Page	42028 / 352
Prior Transfer Date	Mar 18, 2024
Prior Transfer Doc	042028-352
Record Updated	Oct 29, 2026

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Mar 19, 2024
Property Address	140 FAIRMOUNT AVE, SAUGUS, MA 01906-1416
Document Number	042028-352
Book / Page	42028 / 352
Instrument Date	Mar 18, 2024
Instrument	20240319000860
Transaction Type	Transfer
Record Updated	Apr 5, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 FAIRMOUNT AVE, SAUGUS, MA 01906-1416

Mortgage

Document Number	240319000870
Date	Mar 19, 2024
Instrument	240319000870

Lender

Name	MUTUAL OF OMAHA MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Apr 21, 2023
Property Address	140 FAIRMOUNT AVE, SAUGUS, MA 01906-1416
Document Number	041531-457
Book / Page	41531 / 457
Instrument Date	Apr 21, 2023
Instrument	20230421002770
Transaction Type	Transfer
Record Updated	May 5, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	494 SHIRLEY ST APT 1, 1, WINTHROP, MA 02152-1457

Mortgage

Document Number	230421002780
Date	Apr 21, 2023
Instrument	230421002780

Lender

Name	RD W SPV LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,864.00 (+2.8%)	$658,700 (+5.36%) Land $365,700 Building $293,000	$712,757 (-9.39%)
2025	$6,677.00 (+2.75%)	$625,200 (+2.48%) Land $334,100 Building $291,100	$786,600
2024	$6,498.00 (+9.14%)	$610,100 (+15.37%) Land $325,100 Building $285,000
2023	$5,954.00	$528,800 Land $284,400 Building $244,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	4 (2010–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jan 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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