Baxter County property record for 147 Abby Ln, Cotter, AR 72626
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,560 sqft · built 1996 |
| Lot Size | 1.26 acres (54,969 sqft) |
| Owner | Individual Name on File |
| Last Sale | $249,900 (May 2026) |
| Tax Bill | $1,108 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Jan 2016 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-00635-321 |
| Primary APN | 004-00635-321 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,560 sqft Living Area |
| 1st Floor Area | 1,560 sqft |
| Flooring | Carpet |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Fiberglass |
| Lot Area | 54,969 sqft (1.26 acres) |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,116 sqft |
| Pool Type | Above-Ground Pool |
|---|---|
| Porch | Slab |
| Porch Area | 99 sqft |
| Deck Area | 448 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 147 ABBY LN |
|---|---|
| City | COTTER |
| State | AR |
| Zip | 72626-9705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 21 BLK 3 RAINBOW CROSSING PHASE I |
| Legal Range | 14 |
| Legal Township | 19 |
| Legal Section | 29 |
| Legal Subdivision | RAINBOW CROSSINGS PHASE 1 BLOCK 1 |
| Legal Phase | I |
| Legal Block | 3 |
| Legal Lot Number | 21 |
| Jurisdiction | BAXTER AR |
| Township / Civil Division | WHITEVILLE |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 950900 |
Source: Baxter County records · APN 004-00635-321
Assessment roll updated November 25, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 147 ABBY LN, COTTER, AR 72626-9705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
| Date | Document |
|---|---|
| May 18, 2026 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR |
| Jan 05, 2016 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Feb 26, 2010 | Deed of Trust, Mortgage FIRST SECURITY BANK |
| Mar 05, 2026 | Warranty Deed, Transfer ALLEY ABSTRACT COMPANY, ALLEY ABSTRACT CO |
| Sep 08, 2015 | Deed, Transfer |
| Aug 12, 2015 | Intrafamily Transfer, Transfer · VA Mortgage NEW DAY FINANCIAL LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 18, 2026 · Amount on Record |
| Deed Sale | May 18, 2026 · Amount on Record |
| Prior Sale | Mar 05, 2026 · Amount on Record |
| Deed Document Number | 20264401 |
| Prior Transfer Date | Jul 27, 2015 |
| Prior Transfer Doc | L201507281 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAXTER AR |
| Recording Date | May 18, 2026 |
| Property Address | 147 ABBY LN, COTTER, AR 72626-9705 |
| Document Number | 0000004401 |
| Instrument Date | May 01, 2026 |
| Instrument | 2026.4401 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | PROFESSIONAL LAND TITLE COMPANY, PROFESSIONAL LAND TITLE OF ARK |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $83,291.67 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 147 ABBY LN, COTTER, AR 72626-9705 |
| Investor | Possibly a Property Investor |
| Document Number | 0000004402, |
|---|---|
| Date | May 18, 2026 |
| Instrument | 2026..4402 |
| Name | MORTGAGE RESEARCH CTR |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAXTER AR |
| Property Address | 147 ABBY LN, COTTER, AR 72626-9705 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | L201500055 |
|---|---|
| Date | Jan 05, 2016 |
| Instrument | L201500055 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAXTER AR |
| Property Address | 147 ABBY LN, COTTER, AR 72626-9705 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 147 ABBY LN, COTTER, AR 72626-9705 |
| Document Number | 02010/1696 |
|---|---|
| Date | Feb 26, 2010 |
| Book Page | 2010/1696 |
| Name | FIRST SECURITY BANK |
|---|---|
| Address | PO BOX 1906, MOUNTAIN HOME, AR 72654 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAXTER AR |
| Recording Date | Mar 05, 2026 |
| Property Address | 147 ABBY LN, COTTER, AR 72626-9705 |
| Document Number | L202601911 |
| Map Reference | SL 956 |
| Instrument Date | Mar 03, 2026 |
| Instrument | L202601911 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2026 |
| Title Company | ALLEY ABSTRACT COMPANY, ALLEY ABSTRACT CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $462.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 246 PINTO CREEK CT, OAKDALE, CA 95361-9668 |
| Name | Verified Name |
|---|---|
| Address | 149 MARION COUNTY 6021, YELLVILLE, AR 72687-7793 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BAXTER AR |
| Recording Date | Sep 08, 2015 |
| Property Address | 147 ABBY LN, COTTER, AR 72626-9705 |
| Document Number | L201508214 |
| Instrument Date | Sep 01, 2015 |
| Instrument | L201508214 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 147 ABBY LN, COTTER, AR 72626-9705 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BAXTER AR |
| Recording Date | Aug 12, 2015 |
| Property Address | 147 ABBY LN, COTTER, AR 72626-9705 |
| Document Number | L201507281 |
| Instrument Date | Jul 27, 2015 |
| Instrument | L201507281 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2026 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 147 ABBY LN, COTTER, AR 72626-9705 |
| Name | Verified Name |
|---|---|
| Address | 147 ABBY LN, COTTER, AR 72626-9705 |
| Document Number | L201507282 |
|---|---|
| Date | Aug 12, 2015 |
| Instrument | L201507282 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2045 |
Source: Baxter County records · Assessment roll updated November 25, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Baxter County |
| Municipality | Cotter City |
| Unified School District | Cotter School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,108.00 (+1,159.09%) Homeowner's exemption | $31,730 (-) Land $1,400 Building $30,330 | |
| 2024 | $88.00 (+486.67%) | ||
| 2023 | $15.00 Homeowner's exemption | $31,730 Land $1,400 Building $30,330 | $158,650 Land $7,000 Building $151,650 |
Source: FEMA National Flood Hazard Layer, Baxter County (05005C), updated December 3, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Moderate above 57% of the US · above 76% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 48 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Yelcot Holding Group Fiber | 1,000 / 500 |
| Optimum Communications Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | COTTER WATERWORKS serves 1,233 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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