103 Abby Ln, Cotter, AR 72626 Property Records

Baxter County property record for 103 Abby Ln, Cotter, AR 72626

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,781 sqft · built 2000
Lot Size	0.21 acres (9,180 sqft)
Owner	Company Name on Record
Last Sale	$159,900 (Jul 2019)
Tax Bill	$1,256 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004-00635-324`

Property Details

APN / Parcel Number

Primary APN	`004-00635-324`
Alternative APN	`27349`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,781 sqft Living Area
1st Floor Area	1,781 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	9,180 sqft (0.21 acres)
Lot Dimensions	102 ft deep x 90 ft wide
Garage Type	Attached
Driveway	Driveway
Driveway Area	756 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	120 sqft
Deck Area	215 sqft
Patio Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	103 ABBY LN
City	COTTER
State	AR
Zip	72626-9705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 22,23 AND LOT 24 BLOCK 3 RAINBOW CROSSING PHASE 1
Legal Subdivision	RAINBOW CROSSINGS PHASE 1 BLOCK 1
Legal Phase	1
Legal Block	3
Legal Lot Number	22-24
Jurisdiction	BAXTER AR
Township / Civil Division	WHITEVILLE
Census Block Group	3
Census Block	3014
Census Tract	950900

Owner

Source: Baxter County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	103 ABBY LN, COTTER, AR 72626-9705
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2019 · Amount on Record
Deed Sale	Jul 1, 2019 · Amount on Record
Prior Sale	Feb 15, 2012
Deed Document Number	2019-L201905556
Deed Book / Page	2019 / L201905556
Record Updated	Jun 8, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAXTER AR
Recording Date	Jul 1, 2019
Property Address	103 ABBY LN, COTTER, AR 72626-9705
Document Number	L201905556
Instrument Date	Jul 1, 2019
Instrument	L201905556
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	LENDERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$528.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3013 TORI DR, 3013, HARRISON, AR 72601-8841

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	103 ABBY LN, COTTER, AR 72626-9705

Mortgage

Document Number	L201905557
Date	Jul 1, 2019
Instrument	L201905557

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Baxter County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Baxter County
Municipality	Cotter City
Unified School District	Cotter School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,256.00 (-7.37%) Homeowner's exemption	$37,010 (-) Land $4,200 Building $32,810
2024	$1,356.00 (-5.24%)
2023	$1,431.00 Homeowner's exemption	$37,010 Land $4,200 Building $32,810	$185,050 Land $21,000 Building $164,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 76% of Arkansas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COTTER WATERWORKS serves 1,233 people · EPA ID AR0000028
Water Source	Groundwater
Last State Inspection	Jul 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mountain View Telephone Company Fiber	1,000 / 500
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20