14683 E 700th Ave, Watson, IL 62473 Property Records

Effingham County property record for 14683 E 700th Ave, Watson, IL 62473

Property Summary

Property Type	Rural Home
Details	1,624 sqft · built 1967
Lot Size	35 acres (1,528,956 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Sep 2015)
Tax Bill	$1,728 (2022)
Deeds & Mortgages	Mar 2017 Construction Loan Jul 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-10-033-002`

Property Details

APN / Parcel Number

Primary APN	`14-10-033-002`

Interior

Stories	1 Story
Building Area	1,624 sqft Base Area

Exterior

Year Built	Built 1967
Construction Type	Frame
Lot Area	1,528,956 sqft (35 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	14683 E 700TH AVE
City	WATSON
State	IL
Zip	62473-2308
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT NW NE 3145/129 1559/45 1382/160 799/51
Jurisdiction	EFFINGHAM IL
Township / Civil Division	WATSON
Census Block Group	3
Census Block	3031
Census Tract	950500

Owner

Source: Effingham County records, as of August 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	14683 E 700TH AVE, WATSON, IL 62473-2308
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2017	Deed of Trust, Mortgage · Construction Mortgage WASHINGTON SAVINGS BANK
Jul 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON SAVINGS BANK
Aug 7, 2020	Deed of Trust, Mortgage · Construction Mortgage WASHINGTON SAVINGS BANK
Jun 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2015 · Amount on Record
Deed Sale	Sep 9, 2015 · Amount on Record
Deed Document Number	201501503738
Deed Book / Page	3145 / 129
Record Updated	Jun 7, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	14683 E 700TH AVE, WATSON, IL 62473-2308
Transaction Type	Mortgage
Record Updated	Aug 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3283/252
Date	Mar 7, 2017
Book Page	3283/252
Instrument	201700001035

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Dec 2, 2017

Interest

Rate	2.75%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	14683 E 700TH AVE, WATSON, IL 62473-2308
Transaction Type	Mortgage
Record Updated	Aug 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3396/164
Date	Jul 5, 2018
Book Page	3396/164
Instrument	201801802701

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	14683 E 700TH AVE, WATSON, IL 62473-2308
Transaction Type	Mortgage
Record Updated	Aug 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14683 E 700TH AVE, WATSON, IL 62473-2308

Mortgage

Document Number	3597/317
Date	Aug 7, 2020
Book Page	3597/317
Instrument	202020004323

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	9 Months
Due	May 8, 2021

Interest

Rate	2.69%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	14683 E 700TH AVE, WATSON, IL 62473-2308
Transaction Type	Mortgage
Record Updated	Aug 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3696/99
Date	Jun 15, 2021
Book Page	3696/99
Instrument	202121003000

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate	3%

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Watson Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$1,728.00 Homeowner's exemption	$46,760 Land $7,010 Building $39,750	$140,280 Land $21,030 Building $119,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
KNR Wireless Fixed Wireless	100 / 10
Frontier DSL	45 / 3

May also be available: Wisper ISP.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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