14515 E 700th Ave, Watson, IL 62473 Property Records

Effingham County property record for 14515 E 700th Ave, Watson, IL 62473

Property Summary

Property Type	Single Family Home
Details	1,836 sqft · built 1999
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$93,000 (Apr 2020)
Tax Bill	$1,474 (2022)
Deeds & Mortgages	Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-10-033-022`

Property Details

APN / Parcel Number

Primary APN	`14-10-033-022`

Interior

Stories	1 Story
Building Area	1,836 sqft Base Area

Exterior

Year Built	Built 1999
Construction Type	Frame
Lot Area	20,038 sqft (0.46 acres)

Location & Zoning

Street Address	14515 E 700TH AVE
City	WATSON
State	IL
Zip	62473-2307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 186FT OF N 110FT NW NE 3553/305 2621/12 985/94
Jurisdiction	EFFINGHAM IL
Township / Civil Division	WATSON
Census Block Group	3
Census Block	3031
Census Tract	950500

Owner

Source: Effingham County records, as of August 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	14515 E 700TH AVE, WATSON, IL 62473-2307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2020 · Amount on Record
Deed Sale	Apr 23, 2020 · Amount on Record
Deed Document Number	202020001787
Deed Book / Page	3553 / 305
Record Updated	Jun 7, 2026

April 2020: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Apr 23, 2020
Property Address	14515 E 700TH AVE, WATSON, IL 62473-2307
Document Number	3553/305
Book / Page	3553 / 305
Instrument Date	Apr 22, 2020
Instrument	202020001787
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$139.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14515 E 700TH AVE, WATSON, IL 62473-2307

Mortgage

Document Number	202020001788
Date	Apr 23, 2020
Instrument	202020001788

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Interest

Rate	3%

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Watson Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$1,474.00 Homeowner's exemption	$34,700 Land $1,980 Building $32,720	$104,100 Land $5,940 Building $98,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
KNR Wireless Fixed Wireless	100 / 10
Frontier DSL	45 / 3

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E 700th Ave

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