15075 E 700th Ave, Watson, IL 62473 Property Records

Effingham County property record for 15075 E 700th Ave, Watson, IL 62473

Property Summary

Property Type	Single Family Home
Details	1,884 sqft · built 1978
Lot Size	2.13 acres (92,783 sqft)
Owner	Individual Name on Record
Tax Bill	$3,055 (2022)
Deeds & Mortgages	Apr 2022 Mortgage Aug 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-10-034-019`

Property Details

APN / Parcel Number

Primary APN	`14-10-034-019`

Interior

Building Area	1,884 sqft Base Area
Basement Area	1,044 sqft

Exterior

Year Built	Built 1978
Construction Type	Frame
Lot Area	92,783 sqft (2.13 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	15075 E 700TH AVE
City	WATSON
State	IL
Zip	62473-2311
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW NW 902/180
Jurisdiction	EFFINGHAM IL
Township / Civil Division	WATSON
Census Block Group	3
Census Block	3030
Census Tract	950500

Owner

Source: Effingham County records, as of August 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	15075 E 700TH AVE, WATSON, IL 62473-2311
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Aug 8, 2018	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC
Feb 17, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
May 30, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Deed Document Number	0000902180
Record Updated	Jun 7, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	15075 E 700TH AVE, WATSON, IL 62473-2311
Transaction Type	Mortgage
Record Updated	May 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00003780/8
Date	Apr 29, 2022
Book Page	3780/8
Instrument	202222001798

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	15075 E 700TH AVE, WATSON, IL 62473-2311
Transaction Type	Mortgage
Record Updated	Aug 5, 2021
Title Company	TITLE SOURCES INC, TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3404/311
Date	Aug 8, 2018
Book Page	3404/311
Instrument	201801803214

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	15075 E 700TH AVE, WATSON, IL 62473-2311
Transaction Type	Mortgage
Record Updated	Aug 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3658/51
Date	Feb 17, 2021
Book Page	3658/51
Instrument	202121000746

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	15075 E 700TH AVE, WATSON, IL 62473-2311
Transaction Type	Mortgage
Record Updated	Aug 5, 2021
Title Company	TITLE SOURCES INC, TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3468/315
Date	May 30, 2019
Book Page	3468/315
Instrument	201901901928

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Watson Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$3,055.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$64,840 Land $3,560 Building $61,280	$194,520 Land $10,680 Building $183,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
KNR Wireless Fixed Wireless	100 / 10
Frontier DSL	10 / 1

Cell Coverage

4G LTE only, no 5G reported

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