14577 E 700th Ave, Watson, IL 62473 Property Records

Effingham County property record for 14577 E 700th Ave, Watson, IL 62473

Property Summary

Property Type	Single Family Home
Details	1,144 sqft · built 1988
Lot Size	0.63 acres (27,443 sqft)
Owner	Individual Name on Record
Tax Bill	$1,627 (2022)
Deeds & Mortgages	May 2023 Line of Credit Apr 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`14-10-033-003`

Property Details

APN / Parcel Number

Primary APN	`14-10-033-003`

Interior

Stories	1 Story
Building Area	1,144 sqft Base Area
Basement Area	1,144 sqft

Exterior

Year Built	Built 1988
Construction Type	Frame
Lot Area	27,443 sqft (0.63 acres)
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	14577 E 700TH AVE
City	WATSON
State	IL
Zip	62473-2307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 250FT OF W 436FT OF N 110FT NW NE 572/102
Jurisdiction	EFFINGHAM IL
Township / Civil Division	WATSON
Census Block Group	3
Census Block	3031
Census Tract	950500

Owner

Source: Effingham County records, as of August 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	14577 E 700TH AVE, WATSON, IL 62473-2307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2023	Deed of Trust, Mortgage · Line of Credit LAND OF LINCOLN CU
Apr 26, 2022	Deed of Trust, Mortgage · Line of Credit LAND OF LINCOLN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Deed Document Number	0000572102
Record Updated	Jun 7, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	14577 E 700TH AVE, WATSON, IL 62473-2307
Transaction Type	Mortgage
Record Updated	Jun 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003855/302
Date	May 4, 2023
Book Page	3855/302
Instrument	202322001472

Lender

Name	LAND OF LINCOLN CU
Type	Credit Union
Address	EFFINGHAM, IL 62401

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	14577 E 700TH AVE, WATSON, IL 62473-2307
Transaction Type	Mortgage
Record Updated	May 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003778/200
Date	Apr 26, 2022
Book Page	3778/200
Instrument	202222001695

Lender

Name	LAND OF LINCOLN CU
Type	Credit Union
Address	EFFINGHAM, IL 62401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Apr 25, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Watson Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$1,627.00 Homeowner's exemption Senior Citizen's exemption	$49,990 Land $2,110 Building $47,880	$149,970 Land $6,330 Building $143,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
KNR Wireless Fixed Wireless	100 / 10
Frontier DSL	45 / 3

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E 700th Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures