Albemarle County property record for 1468 Gray Stone Ct, Charlottesville, VA 22902 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Architecture Style | Traditional |
| Year Built | Built 1988 |
| Square Footage | 1,751 sqft Finished Area |
| Lot Size | 19,950 sqft (0.458 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $4,635.00 (2026) |
| Primary APN | 090C0-00-00-06300 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,751 sqft Finished Area |
| Stories | 1 Stories |
| Primary Flooring | Parquet Flooring |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Traditional Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Wood Construction |
| Roof Material | Wood Roof |
| Lot Area | 19,950 sqft (0.458 acres) |
| Deck Area | 288 sqft Deck |
|---|---|
| Patio Area | 560 sqft Patio |
| Porch Area | 40 sqft Porch |
| View | Proximity to Airport View |
| Storage Building | 120 sqft Storage Building |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 1468 GRAY STONE CT |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22902-8792 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MILL CREEK 2 63 PH-1 |
| Legal Subdivision | MILL CREEK |
| Jurisdiction | ALBEMARLE VA |
| Minor Civil Division | SCOTTSVILLE |
| Census Blockgroup | 2 |
| Census Block | 2006 |
| Census Tract | 11303 |
Source: Albemarle County records · APN 090C0-00-00-06300
Assessment roll updated June 15, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1468 GRAY STONE CT, CHARLOTTESVILLE, VA 22902-8792 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 07, 2023 | Deed of Trust, Mortgage · Stand Alone Second Mortgage DISCOVER BANK |
| Dec 28, 2016 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Nov 15, 2016 |
| Transfer Doc | 0000013015 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 1468 GRAY STONE CT, CHARLOTTESVILLE, VA 22902-8792 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5040 CORPORATE WOODS DR 120, 120, VIRGINIA BEACH, VA 23462-4377 |
| Document Number | 202300000972 |
|---|---|
| Date | Feb 07, 2023 |
| Instrument | 202300000972 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 07, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 1468 GRAY STONE CT, CHARLOTTESVILLE, VA 22902-8792 |
| Document Number | 0000000732 |
| Instrument Date | Dec 28, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 1468 GRAY STONE CT CHARLOTTESVILLE VA 229028792, CHARLOTTESVILLE, VA 22902-8792 |
| Document Number | 0000000732 |
|---|---|
| Date | Jan 19, 2017 |
| Book Page | 004867/000095 |
| Instrument | 732 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 18, 2032 |
Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,635.00 (+10.7%) | $518,400 (+10.67%) Land $200,000 Building $318,400 | $518,400 (+10.67%) Land $200,000 Building $318,400 |
| 2025 | $4,187.00 (+17.18%) | $468,400 (+11.95%) Land $144,000 Building $324,400 | $468,400 (+11.95%) Land $144,000 Building $324,400 |
| 2023 | $3,573.00 | $418,400 Land $144,000 Building $274,400 | $418,400 Land $144,000 Building $274,400 |
1468 Gray Stone Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Albemarle County (51003C), updated February 3, 2023
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 29th in Virginia |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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