1463 Gray Stone Ct, Charlottesville, VA 22902 Property Records

Albemarle County property record for 1463 Gray Stone Ct, Charlottesville, VA 22902 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Architecture Style	Traditional
Year Built	Built 1987
Square Footage	1,614 sqft Finished Area
Lot Size	14,157 sqft (0.325 acres)
Occupancy	Owner Occupied
Tax Bill	$4,493.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`090C0-00-00-05400`
Alternative APN	`36847`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,614 sqft Finished Area
Stories	1 Stories
Primary Flooring	Parquet Flooring
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Traditional Style
Exterior Material	Wood Siding Exterior
Construction Type	Wood Construction
Roof Material	Wood Roof
Lot Area	14,157 sqft (0.325 acres)

Exterior Amenities

Deck Area	72 sqft Deck
Patio Area	312 sqft Patio
Porch Area	360 sqft Porch
View	Proximity to Airport View
Storage Building	120 sqft Storage Building

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	1463 GRAY STONE CT
City	CHARLOTTESVILLE
State	VA
Zip	22902-8793
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	MILL CREEK 2 54 PH-1
Legal Subdivision	MILL CREEK
Jurisdiction	ALBEMARLE VA
Minor Civil Division	SCOTTSVILLE
Census Blockgroup	2
Census Block	2006
Census Tract	11303

Owner

Source: Albemarle County records · APN 090C0-00-00-05400

Assessment roll updated June 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1463 GRAY STONE CT, CHARLOTTESVILLE, VA 22902-8793
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage MEMBER OPTIONS LLC
Feb 24, 2020	Deed of Trust, Mortgage · Line of Credit UNIVERSITY/VA CMNTY CU
May 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) MEMBER OPTIONS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1463 GRAY STONE CT, CHARLOTTESVILLE, VA 22902-8793
Transaction Type	Mortgage
Record Updated	Oct 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5610/498
Date	Sep 20, 2021
Book Page	5610/498
Instrument	2021-00016037

Lender

Name	MEMBER OPTIONS LLC
Type	Non-Lending Institution
Address	CHARLOTTESVILLE, VA 22903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 01, 2036

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1463 GRAY STONE CT, CHARLOTTESVILLE, VA 22902-8793
Document Number	0000002435
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	Apr 20, 2020
Title Company	DOCUMENT RECORDING SERVICES, DOCUMENT RECORDING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1463 GRAY STONE CT CHARLOTTESVILLE VA 229028793, CHARLOTTESVILLE, VA 22902-8793

Mortgage

Document Number	0000002435
Date	Mar 04, 2020
Book Page	005284/000122
Instrument	2435

Lender

Name	UNIVERSITY/VA CMNTY CU
Type	Credit Union
Address	CHARLOTTESVILLE, VA 22901

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 03, 2045

Interest

Rate Type	Adjustable Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1463 GRAY STONE CT, CHARLOTTESVILLE, VA 22902-8793
Document Number	0000006086
Book / Page	004915 / 000598
Instrument Date	May 26, 2017
Transaction Type	Mortgage
Record Updated	Jul 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	1463 GRAY STONE CT CHARLOTTESVILLE VA 229028793, CHARLOTTESVILLE, VA 22902-8793

Mortgage

Document Number	0000006086
Date	Jun 01, 2017
Book Page	004915/000598
Instrument	6086

Lender

Name	MEMBER OPTIONS
Address	CHARLOTTESVILLE, VA 22903

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	240 Months
Due	May 31, 2037

Tax Assessment & Valuation

Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,493.00 (+10.69%)	$502,600 (+10.68%) Land $200,000 Building $302,600	$502,600 (+10.68%) Land $200,000 Building $302,600
2025	$4,059.00 (+17.24%)	$454,100 (+11.99%) Land $144,000 Building $310,100	$454,100 (+11.99%) Land $144,000 Building $310,100
2023	$3,462.00	$405,500 Land $144,000 Building $261,500	$405,500 Land $144,000 Building $261,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albemarle County (51003C), updated February 3, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low 20th percentile nationally · 29th in Virginia
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

1463 Gray Stone Ct, Charlottesville, VA 22902 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

May 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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Nearby Streets

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