1464 Gray Stone Ct, Charlottesville, VA 22902 Property Records

Albemarle County property record for 1464 Gray Stone Ct, Charlottesville, VA 22902 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1988
Square Footage	1,344 sqft Finished Area
Lot Size	19,036 sqft (0.437 acres)
Occupancy	Owner Occupied
Last Sale	$495,000 (2025)
Tax Bill	$4,550.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`090C0-00-00-06400`
Alternative APN	`36857`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,344 sqft Finished Area
Stories	1 Stories
Primary Flooring	Parquet Flooring
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Traditional Style
Exterior Material	Wood Siding Exterior
Construction Type	Wood Construction
Roof Material	Wood Roof
Lot Area	19,036 sqft (0.437 acres)

Exterior Amenities

Shed	1 Shed
Shed Area	20 sqft Shed
Deck Area	312 sqft Deck
Patio Area	352 sqft Patio
Porch Area	20 sqft Porch
View	Proximity to Airport View

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	1464 GRAY STONE CT
City	CHARLOTTESVILLE
State	VA
Zip	22902-8792
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	MILL CREEK 2 64 PH-1
Legal Subdivision	MILL CREEK
Jurisdiction	ALBEMARLE VA
Minor Civil Division	SCOTTSVILLE
Census Blockgroup	2
Census Block	2006
Census Tract	11303

Owner

Source: Albemarle County records · APN 090C0-00-00-06400

Assessment roll updated June 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1464 GRAY STONE CT, CHARLOTTESVILLE, VA 22902-8792
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 30, 2025 · Amount on Record
Deed Sale	Jun 30, 2025 · Amount on Record
Prior Sale	Jun 26, 2014 · Amount on Record
Deed Doc Number	20255938
Record Refreshed	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1464 GRAY STONE CT, CHARLOTTESVILLE, VA 22902-8792
Document Number	0000013462
Instrument Date	Sep 21, 2020
Transaction Type	Mortgage
Record Updated	Oct 08, 2020
Title Company	FIRST TITLE COMPANY, FIRST TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1464 GRAY STONE CT CHARLOTTESVILLE VA 229028792, CHARLOTTESVILLE, VA 22902-8792

Mortgage

Document Number	0000013462
Date	Sep 28, 2020
Book Page	005396/000217
Instrument	13462

Lender

Name	WATERSTONE MTG CORP
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 27, 2035

Tax Assessment & Valuation

Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,550.00 (+7.49%)	$508,900 (+7.48%) Land $200,000 Building $308,900	$508,900 (+7.48%) Land $200,000 Building $308,900
2025	$4,233.00 (+20.22%)	$473,500 (+14.82%) Land $144,000 Building $329,500	$473,500 (+14.82%) Land $144,000 Building $329,500
2023	$3,521.00	$412,400 Land $144,000 Building $268,400	$412,400 Land $144,000 Building $268,400

Flood & Wildfire

1464 Gray Stone Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Albemarle County (51003C), updated February 3, 2023

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 29th in Virginia
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.