1476 Gray Stone Ct, Charlottesville, VA 22902 Property Records

Albemarle County property record for 1476 Gray Stone Ct, Charlottesville, VA 22902 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1988
Square Footage	1,367 sqft Finished Area
Lot Size	16,335 sqft (0.375 acres)
Occupancy	Owner Occupied
Last Sale	$460,000 (2026)
Tax Bill	$4,165.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`090C0-00-00-06100`
Alternative APN	`36854`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Building Area	1,367 sqft Finished Area
Stories	1 Stories
Primary Flooring	Parquet Flooring

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Traditional Style
Exterior Material	Wood Siding Exterior
Construction Type	Wood Construction
Roof Material	Wood Roof
Lot Area	16,335 sqft (0.375 acres)

Exterior Amenities

Deck Area	192 sqft Deck
Patio Area	192 sqft Patio
Porch Area	45 sqft Porch
View	Proximity to Airport View

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	1476 GRAY STONE CT
City	CHARLOTTESVILLE
State	VA
Zip	22902-8792
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	MILL CREEK 2 61 PH-1
Legal Subdivision	MILL CREEK
Jurisdiction	ALBEMARLE VA
Minor Civil Division	SCOTTSVILLE
Census Blockgroup	2
Census Block	2006
Census Tract	11303

Owner

Source: Albemarle County records · APN 090C0-00-00-06100

Assessment roll updated June 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1476 GRAY STONE CT, CHARLOTTESVILLE, VA 22902-8792
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Deed, Transfer · Conventional Mortgage UNIVERSITY OF VIRGINIA COMMUNITY CU
Jan 31, 2022	Deed, Transfer · Veterans Administration Mortgage USAA FSB

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 27, 2026 · Amount on Record
Deed Sale	Feb 27, 2026 · Amount on Record
Prior Sale	Jan 31, 2022 · Amount on Record
Deed Doc Number	20261749
Record Refreshed	Sep 20, 2026

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Feb 27, 2026
Property Address	1476 GRAY STONE CT, CHARLOTTESVILLE, VA 22902-8792
Document Number	202600001749
Map Reference	MB 974 PG 358-365
Instrument Date	Feb 13, 2026
Instrument	202600001749
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$466.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants In Common
Address	1476 GRAY STONE CT, CHARLOTTESVILLE, VA 22902-8792

Mortgage

Document Number	202600001750
Date	Feb 27, 2026
Instrument	202600001750

Lender

Name	UNIVERSITY OF VIRGINIA COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.76%
Type Change Date	Mar 01, 2033
Change Frequency	Annually
Min Rate At Change	3.76%
Max Rate At Change	7.76%
Index	52-Week T-Bill (1-Year)
Max Rate	10.7%

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jan 31, 2022
Property Address	1476 GRAY STONE CT, CHARLOTTESVILLE, VA 22902-8792
Document Number	202200001288
Map Reference	MB 974 PG 358-365
Instrument Date	Jan 25, 2022
Instrument	202200001288
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$361.50
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1476 GRAY STONE CT, CHARLOTTESVILLE, VA 22902-8792

Mortgage

Document Number	202200001289
Date	Jan 31, 2022
Instrument	202200001289

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

Tax Assessment & Valuation

Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,165.00 (+9%)	$465,900 (+8.98%) Land $200,000 Building $265,900	$465,900 (+8.98%) Land $200,000 Building $265,900
2025	$3,821.00 (+16%)	$427,500 (+10.81%) Land $144,000 Building $283,500	$427,500 (+10.81%) Land $144,000 Building $283,500
2023	$3,294.00	$385,800 Land $144,000 Building $241,800	$385,800 Land $144,000 Building $241,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albemarle County (51003C), updated February 3, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low 20th percentile nationally · 29th in Virginia
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

1476 Gray Stone Ct, Charlottesville, VA 22902 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

February 2026: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

January 2022: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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Nearby Streets

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