Frederick County property record for 14620 Tower Rd, Smithsburg, MD 21783 · Last verified April 2026
| Property Type | Rural Home |
|---|---|
| Details | 1.5 ba · 1,248 sqft · built 1975 |
| Lot Size | 28.7 acres (1,251,914 sqft) |
| Owner | Individual Name on File |
| Last Sale | $385,000 (Jun 2019) |
| Tax Bill | $3,115 (2024) |
| Deeds & Mortgages | Oct 2020 Mortgage Jun 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-264987 |
| Primary APN | 10-264987 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,251,914 sqft (28.7 acres) |
| Garage Type | Carport |
| Garage Area | 256 sqft |
| Carport | Carport |
| Carport Area | 256 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 520 sqft |
| Deck Area | 640 sqft |
| Patio Area | 304 sqft |
| Shed | 1 Shed |
| Shed Area | 624 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 264987 |
|---|---|
| Street Address | 14620 TOWER RD |
| City | SMITHSBURG |
| State | MD |
| Zip | 21783-9274 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 28.74 ACRES S/S RT 77 FOXVILLE |
| Legal Subdivision | FOXVILLE |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 10, HAUVERS |
| Census Block Group | 2 |
| Census Block | 2048 |
| Census Tract | 752900 |
Source: Frederick County records · APN 10-264987
Assessment roll updated August 4, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14620 TOWER RD, SMITHSBURG, MD 21783-9274 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Jun 07, 2019 | Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Mar 29, 2019 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 07, 2019 · Amount on Record |
| Deed Sale | Jun 07, 2019 · Amount on Record |
| Prior Sale | Mar 29, 2019 · Amount on Record |
| Deed Book / Page | 13014 / 47 |
| Prior Transfer Date | Nov 19, 2014 |
| Prior Transfer Doc | 0103180433 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 14620 TOWER RD, SMITHSBURG, MD 21783-9274 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | MADISON SETMNT SVCS HAGERSTO |
| Name | Verified Name |
|---|
| Document Number | 0142080277 |
|---|---|
| Date | Oct 27, 2020 |
| Book Page | 14208/277 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | NOTTINGHAM, MD 21236 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 01, 2030 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 07, 2019 |
| Property Address | 14620 TOWER RD, SMITHSBURG, MD 21783-9274 |
| Document Number | 0130140047 |
| Book / Page | 13014 / 0047 |
| Map Reference | MB 95 PL 17 |
| Instrument Date | May 31, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,925.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14620 TOWER RD, SMITHSBURG, MD 21783-9274 |
| Document Number | 130140052 |
|---|---|
| Date | Jun 07, 2019 |
| Instrument | 13014/0052 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 01, 2034 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Mar 29, 2019 |
| Property Address | 14620 TOWER RD, SMITHSBURG, MD 21783-9274 |
| Document Number | 0128960001 |
| Book / Page | 012896 / 000001 |
| Instrument Date | Mar 15, 2019 |
| Transaction Type | Transfer |
| Record Updated | Apr 09, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $2.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $295,033 (+19.01%) | $318,600 (+28.52%) Land $87,700 Building $230,900 | |
| 2024 | $3,115.00 (+7.9%) | ||
| 2023 | $2,887.00 Homeowner's exemption | $247,900 Land $77,200 Building $170,700 | $247,900 Land $77,200 Building $170,700 |
Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 32% of the US · above 68% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 3,333 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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