Frederick County property record for 14509 Tower Rd, Smithsburg, MD 21783
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,500 sqft · built 1978 |
| Lot Size | 1.08 acres (47,480 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $25,000 (Jun 2018) |
| Tax Bill | $547 (2025) |
| Deeds & Mortgages | Jun 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-275784 |
| Primary APN | 10-275784 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,500 sqft Living Area |
| 1st Floor Area | 1,500 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 47,480 sqft |
| Garage Area | 480 sqft |
| Porch | Open Porch |
| Porch Area | 960 sqft |
| Deck Area | 352 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 275784 |
|---|---|
| Street Address | 14509 TOWER RD |
| City | SMITHSBURG |
| State | MD |
| Zip | 21783-9273 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | LT 1 SEC 1 1.09 ACRE E/S TOWER ROAD RAINBOW HILL |
| Legal Subdivision | RAINBOW HILL |
| Legal Lot Number | 1 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 10, HAUVERS |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 752900 |
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 120 W 5TH ST, FREDERICK, MD 21701-5204 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 12, 2018 · Amount on Record |
| Deed Sale | Jun 12, 2018 · Amount on Record |
| Prior Sale | Jun 2, 2016 · Amount on Record |
| Deed Book / Page | 12461 / 395 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 12, 2018 |
| Property Address | 14509 TOWER RD, SMITHSBURG, MD 21783-9273 |
| Document Number | 0124610395 |
| Book / Page | 012461 / 000395 |
| Instrument Date | Jun 5, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2018 |
| Title Company | KEYSTONE SETTLEMENT SERVICES |
| Amount | Amount Recorded |
|---|---|
| Tax | $25.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14036 TOWER RD SMITHSBURG MD 217838907, SMITHSBURG, MD 21783-8907 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $41,600 (+14.29%) Land $41,600 | $41,600 (+14.29%) Land $41,600 | |
| 2025 | $547.00 (+12.55%) | ||
| 2023 | $486.00 | $36,400 Land $36,400 | $36,400 Land $36,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Nov 1985 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 70% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
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