Frederick County property record for 14316 Tower Rd, #B, Smithsburg, MD 21783
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,408 sqft · built 1995 |
| Lot Size | 1.46 acres (63,598 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $168,500 (Dec 2024) |
| Tax Bill | $3,172 (2025) |
| Deeds & Mortgages | Apr 2017 Mortgage Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-276020 |
| Primary APN | 10-276020 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,408 sqft Living Area |
| Gross Area | 1,536 sqft |
| 1st Floor Area | 1,408 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 63,598 sqft |
| Porch | Enclosed Porch |
| Porch Area | 512 sqft |
| Heating System | HVAC |
|---|---|
| Sewer | Connected |
| Account Number | 276020 |
|---|---|
| Street Address | 14316B TOWER RD |
| City | SMITHSBURG |
| State | MD |
| Zip | 21783-9268 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | LOT 2 1.4690 ACRES W/S FOXVILLE TOWER ROAD |
| Legal Subdivision | BETTY BROWN |
| Legal Block | 8 |
| Legal Lot Number | 2 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 10, HAUVERS |
| Census Block Group | 2 |
| Census Block | 2048 |
| Census Tract | 752900 |
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14316B TOWER RD, SMITHSBURG, MD 21783-9268 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 3, 2017 | Deed of Trust, Mortgage NYMEO FCU |
| Mar 24, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NYMEO FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 16, 2024 · Amount on Record |
| Deed Sale | Dec 16, 2024 · Amount on Record |
| Prior Sale | Jul 9, 2008 · Amount on Record |
| Deed Book / Page | 17152 / 486 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 14316 TOWER RD # B, B, SMITHSBURG, MD 21783-9268 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0117440456 |
|---|---|
| Date | Apr 3, 2017 |
| Book Page | 11744/0456 |
| Instrument | 11744-0456 |
| Name | NYMEO FCU |
|---|---|
| Type | Credit Union |
| Address | FREDERICK, MD 21703 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Apr 1, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 14316 TOWER RD # B, B, SMITHSBURG, MD 21783-9268 |
| Document Number | 0117440455 |
| Instrument Date | Mar 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 14316B TOWER RD SMITHSBURG MD 217839268, SMITHSBURG, MD 21783-9268 |
| Document Number | 0117440455 |
|---|---|
| Date | Apr 3, 2017 |
| Book Page | 011744/000455 |
| Name | NYMEO FCU |
|---|---|
| Type | Credit Union |
| Address | FREDERICK, MD 21703 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 2, 2027 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $266,800 (+27.78%) Land $84,500 Building $182,300 | $266,800 (+27.78%) Land $84,500 Building $182,300 | |
| 2025 | $3,172.00 (+22.24%) | ||
| 2023 | $2,595.00 Homeowner's exemption | $208,800 Land $74,000 Building $134,800 | $208,800 Land $74,000 Building $134,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Nov 1985 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
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