Frederick County property record for 14521 Tower Rd, Smithsburg, MD 21783
| Property Type | Single Family Home |
|---|---|
| Lot Size | 6.61 acres (287,932 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $124,900 (Jul 2024) |
| Tax Bill | $1,172 (2024) |
| Deeds & Mortgages | Aug 2023 Sale Sep 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-279844 |
| Primary APN | 10-279844 |
|---|---|
| Alternative APN |
|
| Lot Area | 287,932 sqft (6.61 acres) |
|---|
| Account Number | 279844 |
|---|---|
| Street Address | 14521 TOWER RD |
| City | SMITHSBURG |
| State | MD |
| Zip | 21783-9273 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Description | LOT 2 SECTION 1 6.61 ACRES RAINBOW HILL |
| Legal Subdivision | RAINBOW HILL |
| Legal Lot Number | 2 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 10, HAUVERS |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 752900 |
Source: Frederick County records, as of September 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7318 KELLYS STORE RD, THURMONT, MD 21788-3030 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 21, 2023 | Deed, Transfer |
| Sep 16, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 25, 2024 · Amount on Record |
| Deed Sale | Jul 25, 2024 · Amount on Record |
| Deed Book / Page | 16956 / 126 |
| Prior Transfer Date | Jul 1, 2022 |
| Prior Transfer Doc | 0161360368 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Aug 21, 2023 |
| Property Address | 14521 TOWER RD, SMITHSBURG, MD 21783-9273 |
| Document Number | 0165680293 |
| Book / Page | 16568 / 293 |
| Map Reference | MB 87 PG 28 |
| Instrument Date | Jun 2, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4785 BAPTIST RD, TANEYTOWN, MD 21787-1203 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Sep 16, 2022 |
| Property Address | 14521 TOWER RD, SMITHSBURG, MD 21783-9273 |
| Document Number | 0161360368 |
| Book / Page | 16136 / 368 |
| Map Reference | MB 87 PG 28 |
| Instrument Date | Jul 1, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 4785 BAPTIST RD, TANEYTOWN, MD 21787-1203 |
Source: Frederick County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $100,400 (+7.73%) Land $100,400 | $104,000 (+11.59%) Land $104,000 | |
| 2024 | $1,172.00 (+7.33%) | ||
| 2023 | $1,092.00 | $93,200 Land $93,200 | $93,200 Land $93,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Nov 1985 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 70% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
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