1460 Baytowne Ave E, Miramar Beach, FL 32550 Property Records

Walton County property record for 1460 Baytowne Ave E, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,880 sqft · built 1991
Lot Size	0.425 acres (18,513 sqft)
Owner	Company Name on Record
Last Sale	$1,535,000 (Mar 2024)
Tax Bill	$9,184 (2024)
Deeds & Mortgages	Mar 2024 Sale Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-2S-21-42400-000-1460`

Property Details

APN / Parcel Number

Primary APN	`25-2S-21-42400-000-1460`
Alternative APN	`1048100`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Stories	1 Story
Building Area	2,880 sqft Living Area
Gross Area	3,321 sqft
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2005
Exterior Material	Wood
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Concrete Tile
Lot Area	18,513 sqft (0.425 acres)
Lot Dimensions	17.4 ft deep x 10.4 ft wide
Garage Type	Finished
Garage Area	441 sqft

Exterior Amenities

Pool Area	330 sqft
Porch	Porch
Porch Area	268 sqft
Deck Area	470 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1048100
Street Address	1460 BAYTOWNE AVE E
City	MIRAMAR BEACH
State	FL
Zip	32550-4519
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT 1460 BAYTOWNE AVE EAST S/D PHASE I & INT IN COMMON ELEMENTS AS RECD IN PB 8-13 OR 521-188 OR 1409-100 OR 2317-916 OR
Legal Range	21W
Legal Township	02S
Legal Section	25
Legal Subdivision	BAYTOWNE AVE EAST S/D PHASE
Legal Phase	1
Legal Lot Number	1460
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	3
Census Block	3012
Census Tract	950607

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	10222 CANDLEWOOD DR, HOUSTON, TX 77042-1520
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2024	Warranty Deed, Transfer SOUTH OAK TITLE 30A LLC, SOUTH OAK TITLE AMY MOORE
Jul 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2024 · Amount on Record
Deed Sale	Mar 1, 2024 · Amount on Record
Prior Sale	Apr 26, 2013 · Amount on Record
Deed Document Number	20240007261
Deed Book / Page	3317 / 431
Record Updated	Jun 8, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 1, 2024
Property Address	1460 BAYTOWNE AVE E, MIRAMAR BEACH, FL 32550-4519
Document Number	0033170431
Book / Page	3317 / 431
Map Reference	MB 8 PG 13
Instrument Date	Feb 29, 2024
Instrument	20240007261
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	SOUTH OAK TITLE 30A LLC, SOUTH OAK TITLE AMY MOORE

Transaction

Amount	Amount Recorded
Tax	$10,745.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8200 HARROGATE HL, MONTGOMERY, AL 36117-5118

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10222 CANDLEWOOD DR, HOUSTON, TX 77042-1520

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	1460 BAYTOWNE AVE E, MIRAMAR BEACH, FL 32550-4519
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1460 BAYTOWNE AVE E, MIRAMAR BEACH, FL 32550-4519

Mortgage

Document Number	0032604876
Date	Jul 25, 2022
Book Page	3260/4876
Instrument	20220033988

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Aug 1, 2027
Change Frequency	6 Months
Min Rate At Change	2.37%
Max Rate At Change	5.5%
Index	Other
Max Rate	8.5%

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,341,267 (+27.54%) Land $415,000 Building $926,267	$1,341,267 (+27.54%) Land $415,000 Building $926,267
2024	$9,184.00 (+3.17%)
2023	$8,902.00 (+1.09%) Homeowner's exemption	$1,051,642 (+6.39%) Land $345,407 Building $706,235	$1,051,642 (+6.39%) Land $345,407 Building $706,235
2022	$8,806.00 Homeowner's exemption	$988,460 Land $383,402 Building $605,058	$988,460 Land $383,402 Building $605,058

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 530 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,379 units insured incl. 849 condo units
Nearby Flood Claims	14 (2001–2021)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 6 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Mediacom Xtream.

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