1462 Baytowne Ave E, Miramar Beach, FL 32550 Property Records

Walton County property record for 1462 Baytowne Ave E, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,521 sqft · built 1996
Lot Size	0.454 acres (19,776 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,532,000 (Mar 2026)
Tax Bill	$10,486 (2025)
Deeds & Mortgages	Jun 2024 Line of Credit Mar 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-2S-21-42400-000-1462`

Property Details

APN / Parcel Number

Primary APN	`25-2S-21-42400-000-1462`
Alternative APNs	`25-221-42400-000-1462` `1048102`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,521 sqft Living Area
Gross Area	3,651 sqft
1st Floor Area	2,521 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Wood
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	19,776 sqft (0.454 acres)
Lot Dimensions	181 ft deep x 104 ft wide
Garage Type	Attached
Garage Area	623 sqft
Porch	Finished/Open Porch
Porch Area	489 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1462 BAYTOWNE AVE E
City	MIRAMAR BEACH
State	FL
Zip	32550-4519
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT 1462 BAYTOWNE AVE EAST PH 1 & INT IN COMMON ELEMENTS PB 8-13 OR 521-188 OR 970-248 OR 3320-1783
Legal Range	021
Legal Township	02S
Legal Section	25
Legal Subdivision	INT IN COMMON ELEMENTS
Legal Phase	1
Legal Block	14
Legal Lot Number	1462
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	3
Census Block	3012
Census Tract	950607

Owner

Source: Walton County records, as of April 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1462 BAYTOWNE AVE E, MIRAMAR BEACH, FL 32550-4519
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Mar 31, 2026	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY BANK OF MISSISSIPPI
Apr 3, 2024	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2026 · Amount on Record
Deed Sale	Mar 31, 2026 · Amount on Record
Prior Sale	Apr 3, 2024 · Amount on Record
Deed Document Number	202612409
Deed Book / Page	3392 / 3821
Record Updated	Oct 29, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	1462 BAYTOWNE AVE E, MIRAMAR BEACH, FL 32550-4519
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1462 BAYTOWNE AVE E, MIRAMAR BEACH, FL 32550-4519

Mortgage

Document Number	0033270789
Date	Jun 7, 2024
Book Page	3327/789
Instrument	20240020377

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Apr 30, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 31, 2026
Property Address	1462 BAYTOWNE AVE E, MIRAMAR BEACH, FL 32550-4519
Document Number	0033923821
Book / Page	3392 / 3821
Map Reference	MB 8 PG 13
Instrument Date	Feb 27, 2026
Instrument	20260012409
Transaction Type	Transfer
Record Updated	Apr 15, 2026
Title Company	BRIGHTLINE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,724.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1462 BAYTOWNE AVE E, MIRAMAR BEACH, FL 32550-4519

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1462 BAYTOWNE AVE E, MIRAMAR BEACH, FL 32550-4519

Mortgage

Document Number	0033923824
Date	Mar 31, 2026
Instrument	3392/3824

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Apr 1, 2031
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	8.75%
Index	Prime Rate
Margin	5
Max Rate	12.7%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 3, 2024
Property Address	1462 BAYTOWNE AVE E, MIRAMAR BEACH, FL 32550-4519
Document Number	0033201783
Book / Page	3320 / 1783
Map Reference	MB 8 PG 13
Instrument Date	Apr 2, 2024
Instrument	20240011346
Transaction Type	Transfer
Record Updated	May 22, 2024
Title Company	AQUA TITLE SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$9,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1705, DESTIN, FL 32540-1705

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1462 BAYTOWNE AVE E, MIRAMAR BEACH, FL 32550-4519

Mortgage

Document Number	20240011348
Date	Apr 3, 2024
Instrument	20240011348

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Min Rate At Change	4.25%
Max Rate At Change	8.25%
Index	Other
Max Rate	11.2%

Mortgage

Document Number	OR33201787
Date	Apr 3, 2024
Book Page	OR3320/1787
Instrument	20240011348

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	1 CITIZENS PLZ, PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2029
Change Frequency	6 Months
Min Rate At Change	4.25%
Max Rate At Change	8.25%
Index	Other
Max Rate	11.2%

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,486.00 (+133.7%)	$1,160,520 (+18.59%) Land $415,000 Building $745,520	$1,160,520 (+18.59%) Land $415,000 Building $745,520
2024	$4,487.00 (+3.79%)
2023	$4,323.00 (+1.19%) Homeowner's exemption	$978,595 (+5.53%) Land $345,407 Building $633,188	$978,595 (+5.53%) Land $345,407 Building $633,188
2022	$4,272.00 Homeowner's exemption	$927,337 Land $383,402 Building $543,935	$927,337 Land $383,402 Building $543,935

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 530 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,379 units insured incl. 849 condo units
Nearby Flood Claims	14 (2001–2021)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 6 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Baytowne Ave E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures