1455 Baytowne Ave E, Miramar Beach, FL 32550 Property Records

Walton County property record for 1455 Baytowne Ave E, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 4,559 sqft · built 1991
Lot Size	0.479 acres (20,865 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,250,000 (Jun 2022)
Tax Bill	$9,033 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-2S-21-42400-000-1455`

Property Details

APN / Parcel Number

Primary APN	`25-2S-21-42400-000-1455`
Alternative APNs	`25-221-42400-000-1455` `1048095`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,559 sqft Living Area
Gross Area	5,970 sqft
1st Floor Area	3,569 sqft
Flooring	Carpet
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1995
Exterior Material	Wood
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	20,865 sqft (0.479 acres)
Lot Dimensions	196 ft deep x 111 ft wide
Garage Type	Attached
Garage Area	638 sqft

Exterior Amenities

Pool Area	480 sqft
Porch	Open/Unfinished Porch
Porch Area	752 sqft
Deck Area	Deck Area
Patio Area	21 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1455 BAYTOWNE AVE E
City	MIRAMAR BEACH
State	FL
Zip	32550-4519
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT 1455 BAYTOWNE AVE EAST S/D PH I & INT IN COMMON ELEMENTS AS REC IN PB 8-13 OR 521-188 OR 1029-44 OR 1046-119 OR 1853-266 OR 2837-766 OR 2845-4196 OR 2913-2131 OR 2940-4506 OR 3254-3295
Legal Range	021
Legal Township	02S
Legal Section	25
Legal Subdivision	BAYTOWNE AVE EAST PH I
Legal Phase	1
Legal Block	14
Legal Lot Number	1455
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	3
Census Block	3012
Census Tract	950607

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1455 BAYTOWNE AVE E, MIRAMAR BEACH, FL 32550-4519
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2023	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Jun 2, 2022	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Dec 14, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2022 · Amount on Record
Deed Sale	Jun 2, 2022 · Amount on Record
Prior Sale	Feb 28, 2013 · Amount on Record
Deed Document Number	202225987
Deed Book / Page	3254 / 3295
Prior Transfer Date	Jun 1, 2022
Prior Transfer Doc	0032543295
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	1455 BAYTOWNE AVE E, MIRAMAR BEACH, FL 32550-4519
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1455 BAYTOWNE AVE E, MIRAMAR BEACH, FL 32550-4519

Mortgage

Document Number	0033014468
Date	Sep 13, 2023
Book Page	3301/4468
Instrument	20230033072

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 22, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 2, 2022
Property Address	1455 BAYTOWNE AVE E, MIRAMAR BEACH, FL 32550-4519
Document Number	0032543295
Book / Page	3254 / 3295
Map Reference	MB 8 PG 13
Instrument Date	Jun 1, 2022
Instrument	20220025987
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	SHORELINE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2015 PINE ISLAND CIR, MIRAMAR BEACH, FL 32550-7880

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1455 BAYTOWNE AVE E, MIRAMAR BEACH, FL 32550-4519

Mortgage

Document Number	0032543297
Date	Jun 2, 2022
Instrument	3254/3297

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Dec 14, 2020
Property Address	1455 BAYTOWNE AVE E, MIRAMAR BEACH, FL 32550-4519
Document Number	0031732069
Book / Page	003173 / 002069
Instrument Date	Dec 3, 2020
Instrument	51369
Transaction Type	Transfer
Record Updated	Jan 12, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1455 BAYTOWNE AVE E MIRAMAR BEACH FL 325504519, MIRAMAR BEACH, FL 32550-4519

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,033.00 (+1.87%) Homeowner's exemption	$1,038,300 (-29.83%)	$1,518,708 (+2.64%) Land $415,000 Building $1,103,708
2024	$8,867.00 (+3.67%)
2023	$8,553.00 (+4.89%) Homeowner's exemption	$1,479,649 (+5.12%) Land $345,407 Building $1,134,242	$1,479,649 (+5.12%) Land $345,407 Building $1,134,242
2022	$8,154.00 Homeowner's exemption	$1,407,603 Land $383,402 Building $1,024,201	$1,407,603 Land $383,402 Building $1,024,201

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 530 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,379 units insured incl. 849 condo units
Nearby Flood Claims	14 (2001–2021)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 6 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Mediacom Xtream.

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