1456 Baytowne Ave E, Miramar Beach, FL 32550 Property Records

Walton County property record for 1456 Baytowne Ave E, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,010 sqft · built 1993
Lot Size	0.494 acres (21,519 sqft)
Owner	2 Individual Names on Record
Last Sale	$835,000 (Nov 2018)
Tax Bill	$12,025 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-2S-21-42400-000-1456`

Property Details

APN / Parcel Number

Primary APN	`25-2S-21-42400-000-1456`
Alternative APNs	`25-221-42400-000-1456` `1048096`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,010 sqft Living Area
Gross Area	4,290 sqft
1st Floor Area	2,012 sqft
Flooring	Tile
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2005
Exterior Material	Wood
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	21,519 sqft (0.494 acres)
Lot Dimensions	192 ft deep x 114 ft wide
Garage Type	Attached
Garage Area	806 sqft
Porch	Finished Screened Porch
Porch Area	596 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1456 BAYTOWNE AVE E
City	MIRAMAR BEACH
State	FL
Zip	32550-4519
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT 1456 BAYTOWNE AVE EAST PH I S/D & INTEREST IN COMMON ELEMENTS AS REC IN PB 8-13 OR 521-188 OR 848-104 OR 990-146 OR 1239-12 OR 1328-111 OR 2005-387 OR 2090-183 OR 2667-4000 OR 2814-4622 OR 2858-921 OR 3089-2238
Legal Range	021
Legal Township	02S
Legal Section	25
Legal Subdivision	BAYTOWNE AVE EAST PH I
Legal Phase	1
Legal Block	14
Legal Lot Number	1456
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	3
Census Block	3012
Census Tract	950607

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	241 ENGLISH TURN DR, NEW ORLEANS, LA 70131-3348
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC
Nov 5, 2018	Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2018 · Amount on Record
Deed Sale	Nov 5, 2018 · Amount on Record
Deed Document Number	201837104
Deed Book / Page	3089 / 2238
Prior Transfer Date	Jan 24, 2011
Prior Transfer Doc	0028580921
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	1456 BAYTOWNE AVE E, MIRAMAR BEACH, FL 32550-4519
Document Number	0031464291
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Jul 31, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1456 BAYTOWNE AVE E MIRAMAR BEACH FL 325504519, MIRAMAR BEACH, FL 32550-4519

Mortgage

Document Number	0031464291
Date	Jun 18, 2020
Book Page	003146/004291
Instrument	20983

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Jun 17, 2047

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Nov 5, 2018
Property Address	1456 BAYTOWNE AVE E, MIRAMAR BEACH, FL 32550-4519
Document Number	0030892238
Book / Page	3089 / 2238
Map Reference	MB8 PG13
Instrument Date	Oct 31, 2018
Instrument	2018000037104
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	CUSTOMERS FIRST TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8375 ROYAL MELBOURNE WAY, 8375, DULUTH, GA 30097-6633

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	241 ENGLISH TURN DR, NEW ORLEANS, LA 70131-3348

Mortgage

Document Number	2018000037105
Date	Nov 5, 2018
Instrument	2018000037105

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,025.00 (+9.29%)	$1,379,970 (+5.35%) Land $415,000 Building $964,970	$1,379,970 (+5.35%) Land $415,000 Building $964,970
2024	$11,003.00 (+4.75%)
2023	$10,504.00 (+6.76%)	$1,309,906 (+8.19%) Land $345,407 Building $964,499	$1,309,906 (+8.19%) Land $345,407 Building $964,499
2022	$9,839.00	$1,210,760 Land $383,402 Building $827,358	$1,210,760 Land $383,402 Building $827,358

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 530 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,379 units insured incl. 849 condo units
Nearby Flood Claims	14 (2001–2021)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 6 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Mediacom Xtream.

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