146 E Lake St, Umatilla, FL 32784 Property Records

Lake County property record for 146 E Lake St, Umatilla, FL 32784

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,644 sqft · built 1980
Lot Size	0.675 acres (29,416 sqft)
Owner	2 Company Names on Record
Tax Bill	$1,260 (2024)
Flood Zone	Zone X (minimal risk)
APN	`13-18-26-2900-024-00011`

Property Details

APN / Parcel Number

Primary APN	`13-18-26-2900-024-00011`
Alternative APNs	`261813290002400011` `1755263`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,644 sqft Living Area
1st Floor Area	1,644 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2022
Exterior Material	Concrete Block
Construction Type	Frame
Roof Material	Asphalt
Lot Area	29,416 sqft (0.675 acres)
Lot Dimensions	300 ft deep x 98 ft wide
Porch	Finished/Open Porch
Porch Area	80 sqft
Utility Building	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1755263
Street Address	146 E LAKE ST
City	UMATILLA
State	FL
Zip	32784-9557
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12
Legal Description	N.J. TROWELLS ADDITION TO UMATILLA PB 4 PG 6 E 1/2 OF FOLLOWING DESCRIBED PROPERTY BEG 575.94 FT E OF NW COR OF BLK 24 RUN S 328 FT E 195 FT N 328 FT W 196.6 FT TO POB BLK 24 ORB 705 PG 771 ORB 1970 PG 1955 ORB 2681 PG 836 ORB 6457 PG 1860
Legal Range	26E
Legal Township	18S
Legal Section	13
Legal Subdivision	TROWELLS ADDITION
Legal Tract	2900
Legal Block	24
Legal Lot Number	24
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	1
Census Block	1056
Census Tract	30109

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	146 E LAKE ST, UMATILLA, FL 32784-9557
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 6, 2025
Transfer Doc	0064571860
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Umatilla City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$100,190 (+2.9%)	$252,236 (-) Land $115,000 Building $137,236
2025		$97,370 (+5.98%)	$252,236 (+7.33%) Land $115,000 Building $137,236
2024	$1,260.00 (+4.91%)
2023	$1,201.00 (+9.48%) Homeowner's exemption	$91,880 (+2.99%)	$235,015 (+36.28%) Land $110,400 Building $124,615
2022	$1,097.00 Homeowner's exemption	$89,210	$172,455 Land $47,840 Building $124,615

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UMATILLA WATER WORKS (2 WPS) serves 3,948 people · EPA ID FL3351402
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20