122 E Lake St, Umatilla, FL 32784 Property Records

Lake County property record for 122 E Lake St, Umatilla, FL 32784

Property Summary

Property Type	Residential Vacant Land
Lot Size	3.67 acres (159,910 sqft)
Owner	Company Name on File
Last Sale	$280,000 (Jan 2025)
Tax Bill	$3,810 (2025)
Deeds & Mortgages	Jun 2026 Sale Apr 2026 Construction Loan + 4 more
Flood Zone	Zone X (minimal risk)
APN	`06-18-27-0003-000-02000`

Property Details

APN / Parcel Number

Primary APN	`06-18-27-0003-000-02000`
Alternative APNs	`271806000300002000` `1412684`

Exterior

Lot Area	159,910 sqft (3.67 acres)
Garage Type	Detached
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces

Location & Zoning

Account Number	1412684
Street Address	TWIN LAKE CIR
City	UMATILLA
State	FL
Zip	32784
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	A
Legal Description	BEG 535.52 FT N OF SW COR OF GOV LOT 3 RUN E 380 FT N 190 FT E TO RR & PT A BEG AGAIN AT POB RUN N 305.58 FT E 794.64 FT TO RR SW'LY ALONG RR R/W TO PT A ORB 6456 PG 1054
Legal Range	27E
Legal Township	18S
Legal Section	6
Legal Quarter	3
Legal Subdivision	ACREAGE & UNREC PLATS
Legal Tract	0003
Legal Block	2
Legal Lot Number	3
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	2
Census Block	2001
Census Tract	30110

Owner

Source: Lake County assessment roll, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	8626 DUBOCHET ST, ORLANDO, FL 32827-7776
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Apr 27, 2026	Deed of Trust, Mortgage · Construction Mortgage LANDING TITLE AGENCY
Jan 6, 2025	Warranty Deed, Transfer · Stand-Alone First Mortgage ADI LATCHMI HOLDINGS LLC
Dec 27, 2024	Correction Deed ATTORNEY ONLY, ATTORNEY
Dec 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage FALLEGUR HOMES LLC
Jan 19, 2017	Warranty Deed, Transfer · Conventional with PMI * OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 6, 2025 · Amount on Record
Deed Sale	Jan 6, 2025 · Amount on Record
Prior Sale	Dec 27, 2024 · Amount on Record
Deed Document Number	20251534
Deed Book / Page	6456 / 1054
Prior Transfer Date	Dec 4, 2024
Prior Transfer Doc	0064511315
Record Updated	Sep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE FL
Recording Date	Jun 29, 2026
Property Address	TWIN LAKE CIR, UMATILLA, FL 32784
Document Number	0000079514
Book / Page	6766 / 1071
Instrument Date	Jun 25, 2026
Instrument	202679514
Transaction Type	Transfer
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	8626 DUBOCHET ST, ORLANDO, FL 32827-7776

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Recording Date	Apr 27, 2026
Document Number	0000050665
Book / Page	6726 / 1643
Instrument Date	Mar 30, 2026
Instrument	202650665
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	LANDING TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000050665,
Date	Apr 27, 2026
Book Page	6726/1643
Instrument	202650665

Lender

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 1, 2027

Interest

Rate Type	Balloon
Rate	5.98%
Initial Type	Balloon
Max Rate	-1%

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jan 6, 2025
Property Address	TWIN LAKE CIR, UMATILLA, FL 32784
Document Number	0064561054
Book / Page	6456 / 1054
Instrument Date	Dec 23, 2024
Instrument	2025001534
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	THE CLOSING TABLE, THE CLOSING CITY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1245 CATALPA LN, ORLANDO, FL 32806-1746

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8226 DUBOCHET STREET, ORLANDO, FL 32827

Mortgage

Document Number	0064561056
Date	Jan 6, 2025
Instrument	6456/1056

Lender

Name	ADI LATCHMI HOLDINGS LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2024: Correction Deed

Document Type	Correction Deed
Jurisdiction	LAKE FL
Recording Date	Dec 27, 2024
Property Address	TWIN LAKE CIR, UMATILLA, FL 32784
Document Number	0064511315
Book / Page	6451 / 1315
Instrument Date	Dec 4, 2024
Instrument	2024150588
Record Updated	Dec 16, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	122 E LAKE AVE, LONGWOOD, FL 32750-5441

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6275 GOLDEN DEWDROP TRL, WINDERMERE, FL 34786-5699

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	122 E LAKE ST, UMATILLA, FL 32784-9557
Document Number	0053970482
Instrument Date	Dec 23, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	EQUITY TITLE COMPANY, EQUITY TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	122 E LAKE AVE LONGWOOD FL 327505441, LONGWOOD, FL 32750-5441

Mortgage

Document Number	0053970482
Date	Dec 27, 2019
Book Page	005397/000482
Instrument	147232

Lender

Name	FALLEGUR HOMES LLC
Address	45 SANFORD ST, RYE, NY 10580-3719

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Dec 26, 2022

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jan 19, 2017
Property Address	122 E LAKE ST, UMATILLA, FL 32784-9557
Document Number	0048910297
Book / Page	004891 / 000297
Instrument Date	Dec 29, 2016
Instrument	6303
Transaction Type	Transfer
Record Updated	Feb 2, 2017
Title Company	ABILITY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	PO BOX 350469 GRAND ISLAND FL 327350469, GRAND ISLAND, FL 32735-0469

Mortgage

Document Number	48910301,
Date	Jan 19, 2017
Book Page	004891/000301
Instrument	6305

Lender

Name	* OTHER INSTITUTIONAL LENDERS
Address	GRAND ISLAND, FL 32735

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	24 Months
Due	Jan 18, 2019

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Umatilla City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$193,273 (-0.01%) Land $182,000 Building $11,273	$193,273 (-0.01%) Land $182,000 Building $11,273
2025	$3,810.00 (+54.5%)	$193,299 (-0.03%) Land $182,000 Building $11,299	$193,299 (-0.03%) Land $182,000 Building $11,299
2024	$2,466.00 (+5.2%)
2023	$2,344.00 (+48.35%)	$193,351 (+136.65%)	$193,351 (+136.65%) Land $182,000 Building $11,351
2022	$1,580.00	$81,705	$81,705 Land $72,000 Building $9,705

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

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