230 E Lake St, Umatilla, FL 32784 Property Records

Lake County property record for 230 E Lake St, Umatilla, FL 32784

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,196 sqft · built 1985
Lot Size	0.234 acres (10,200 sqft)
Owner	Individual Name on File
Last Sale	$89,900 (Jul 2014)
Tax Bill	$1,078 (2024)
Flood Zone	Zone X (minimal risk)
APN	`13-18-26-0001-000-03103`

Property Details

APN / Parcel Number

Primary APN	`13-18-26-0001-000-03103`
Alternative APNs	`261813000100003103` `2791951`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,196 sqft Living Area
1st Floor Area	1,196 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2022
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	10,200 sqft (0.234 acres)
Lot Dimensions	166 ft deep x 95 ft wide

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	602 sqft
Deck Area	Deck Area
Patio Area	522 sqft
Utility Building	1,228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	2791951
Street Address	230 E LAKE ST
City	UMATILLA
State	FL
Zip	32784-9560
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12
Legal Description	E 95 FT OF W 235 FT OF S 165.67 FT OF N 1353.67 FT OF E 1/2 OF NE 1/4--LESS RD R/W-- ORB 4506 PG 1030
Legal Range	26E
Legal Township	18S
Legal Section	13
Legal Quarter	1
Legal Subdivision	ACREAGE & UNREC
Legal Tract	0001
Legal Lot Number	31
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	1
Census Block	1054
Census Tract	30109

Owner

Source: Lake County records · APN 13-18-26-0001-000-03103

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	230 E LAKE ST, UMATILLA, FL 32784-9560
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 25, 2014 · Amount on Record
Deed Sale	Jul 25, 2014 · Amount on Record
Prior Sale	Dec 13, 2012 · Amount on Record
Deed Document Number	201480835
Deed Book / Page	4506 / 1030
Prior Transfer Date	Mar 12, 2012
Prior Transfer Doc	0041390042
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Umatilla City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$187,719 (-0.03%) Land $68,738 Building $118,981	$187,719 (-0.03%) Land $68,738 Building $118,981
2025		$187,769 (+126.47%) Land $68,738 Building $119,031	$187,769 (+7.21%) Land $68,738 Building $119,031
2024	$1,078.00 (+5.17%)
2023	$1,025.00 (+11.05%) Homeowner's exemption	$82,910 (+2.99%)	$175,138 (+0.03%) Land $68,738 Building $106,400
2022	$923.00 Homeowner's exemption	$80,500	$175,089 Land $68,738 Building $106,351

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), as of September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120690301091, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 161 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL3351402, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	UMATILLA WATER WORKS (2 WPS) serves 3,948 people
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.