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235 E Lake St, Umatilla, FL 32784 Property Records

Lake County property record for 235 E Lake St, Umatilla, FL 32784 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,812 sqft · built 2021
Lot Size0.302 acres (13,151 sqft)
OwnerIndividual Name on File
Last Sale$270,000 (Jul 2021)
Tax Bill$5,134 (2024)
Deeds & MortgagesJul 2021 Sale & Mortgage
Dec 2020 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN13-18-26-0001-000-00504

Property Details

APN / Parcel Number

Primary APN13-18-26-0001-000-00504
Alternative APNs
  • 261813000100000504
  • 2616270

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,812 sqft Living Area
Gross Area2,236 sqft
1st Floor Area1,652 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2024
Exterior MaterialBrick
Construction TypeFrame
Roof TypeSawtooth
Roof MaterialAsphalt
Lot Area13,151 sqft (0.302 acres)
Lot Dimensions149 ft deep x 88 ft wide
Garage TypeAttached
Garage Area424 sqft
PorchFlorida Room
Deck AreaDeck Area
Patio Area380 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number2616270
Street Address235 E LAKE ST
CityUMATILLA
StateFL
Zip32784-9556
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFROM INTERSECTION OF CENTERLINES OF OAK & E LAKE STS RUN S 89DEG 27MIN W ALONG CENTER OF E LAKE ST 263.5 FT N 0DEG 14 MIN 11SEC W TO N R/W OF SAID ST S 89DEG 50MIN W 178.21 FT TO POB RUN N 0DEG 11MIN 51SEC W 149.2 FT TO PT A RET TO POB & RUN WLY ALON
Legal Range26E
Legal Township18S
Legal Section13
Legal Quarter1
Legal SubdivisionACREAGE & UNREC
Legal Tract0001
Legal Lot Number5
JurisdictionLAKE FL
Township / Civil DivisionUMATILLA
Census Block Group1
Census Block1019
Census Tract30109

Owner

Source: Lake County records · APN 13-18-26-0001-000-00504

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address235 E LAKE ST, UMATILLA, FL 32784-9556
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2021Warranty Deed, Transfer · VA Mortgage
THE MORTGAGE FIRM INC
Dec 22, 2020Warranty Deed, Transfer
APPLE TITLE LIMITED, APPLE TITLE LTD
Nov 18, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 14, 2021 · Amount on Record
Deed SaleJul 14, 2021 · Amount on Record
Prior SaleDec 22, 2020 · Amount on Record
Deed Document Number202195930
Deed Book / Page5749 / 2192
Prior Transfer DateMar 01, 2015
Prior Transfer Doc0046041187
Record UpdatedJun 08, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateJul 14, 2021
Property Address235 E LAKE ST, UMATILLA, FL 32784-9556
Document Number0057492192
Book / Page5749 / 2192
Instrument DateJul 06, 2021
Instrument2021095930
Transaction TypeTransfer
Record UpdatedMay 18, 2023
Title CompanyAPPLE TITLE LIMITED, APPLE TITLE LTD

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,890.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address540 W JUNIATA ST, CLERMONT, FL 34711-2237

Transferred To (Grantee/Buyer)

NameVerified Name
Address235 E LAKE ST, UMATILLA, FL 32784-9556

Mortgage

Document Number0057492194
DateJul 14, 2021
Instrument5749/2194
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateDec 22, 2020
Property Address235 E LAKE ST, UMATILLA, FL 32784-9556
Document Number0056061211
Book / Page005606 / 001211
Instrument DateDec 11, 2020
Instrument144393
Transaction TypeTransfer
Record UpdatedJan 12, 2021
Title CompanyAPPLE TITLE LIMITED, APPLE TITLE LTD

Transaction

AmountAmount Recorded
Tax$245.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address540 W JUNIATA ST CLERMONT FL 347112237, CLERMONT, FL 34711-2237

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateNov 18, 2020
Property Address235 E LAKE ST, UMATILLA, FL 32784-9556
Document Number0055851456
Book / Page005585 / 001456
Instrument DateNov 06, 2020
Instrument130438
Transaction TypeTransfer
Record UpdatedDec 03, 2020
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
AddressPO BOX 1952 UMATILLA FL 327841952, UMATILLA, FL 32784-1952

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityUmatilla City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$268,658 (-) Land $75,735 Building $192,923$268,658 (-) Land $75,735 Building $192,923
2025$268,658 (-5.56%) Land $75,735 Building $192,923$268,658 (-5.56%) Land $75,735 Building $192,923
2024$5,134.00 (+3.47%)
2023$4,962.00 (+0.2%) Homeowner's exemption$284,487 (+0.74%)$284,487 (+0.74%) Land $75,735 Building $208,752
2022$4,952.00 Homeowner's exemption$282,399$282,399 Land $75,735 Building $206,664

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120690301091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 161 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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