14464 E 700th Ave, Watson, IL 62473 Property Records

Effingham County property record for 14464 E 700th Ave, Watson, IL 62473

Property Summary

Property Type	Rural Home
Details	3,015 sqft · built 1974
Lot Size	20 acres (871,200 sqft)
Owner	Individual Name on Record
Tax Bill	$2,654 (2022)
Deeds & Mortgages	Mar 2022 Mortgage May 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-10-028-018`

Property Details

APN / Parcel Number

Primary APN	`14-10-028-018`

Interior

Stories	1 Story
Building Area	3,015 sqft Base Area
Basement Area	975 sqft

Exterior

Year Built	Built 1974
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	871,200 sqft (20 acres)
Garage Area	976 sqft
Parking Spaces	4 Parking Spaces
Pole Barn	864 sqft

Location & Zoning

Street Address	14464 E 700TH AVE
City	WATSON
State	IL
Zip	62473-2306
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	E 1/2 SE SW 1453/315
Jurisdiction	EFFINGHAM IL
Township / Civil Division	WATSON
Census Block Group	2
Census Block	2054
Census Tract	950500

Owner

Source: Effingham County records, as of August 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	14464 E 700TH AVE, WATSON, IL 62473-2306
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage LAND OF LINCOLN CU
May 4, 2020	Deed of Trust, Mortgage · Line of Credit LAND OF LINCOLN CU
Mar 4, 2021	Deed of Trust, Mortgage · Line of Credit LAND OF LINCOLN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Deed Document Number	0001453315
Record Updated	Jun 7, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	14464 E 700TH AVE, WATSON, IL 62473-2306
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003765/184
Date	Mar 1, 2022
Book Page	3765/184
Instrument	202222000887

Lender

Name	LAND OF LINCOLN CU
Type	Credit Union
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2037

Interest

Rate	2.5%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	14464 E 700TH AVE, WATSON, IL 62473-2306
Transaction Type	Mortgage
Record Updated	Aug 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3558/96
Date	May 4, 2020
Book Page	3558/96
Instrument	202020002032

Lender

Name	LAND OF LINCOLN CU
Type	Credit Union
Address	EFFINGHAM, IL 62401

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	14464 E 700TH AVE, WATSON, IL 62473-2306
Transaction Type	Mortgage
Record Updated	Aug 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14464 E 700TH AVE, WATSON, IL 62473-2306

Mortgage

Document Number	3663/82
Date	Mar 4, 2021
Book Page	3663/82
Instrument	202121001050

Lender

Name	LAND OF LINCOLN CU
Type	Credit Union
Address	FULTON, MO 65251

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	45 Months
Due	Dec 5, 2024

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Watson Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$2,654.00 Homeowner's exemption	$58,590 Land $6,740 Building $51,850	$175,770 Land $20,220 Building $155,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
KNR Wireless Fixed Wireless	100 / 10

May also be available: Frontier, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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