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1450 Vale Terrace Dr, Vista, CA 92084 Property Records

San Diego County property record for 1450 Vale Terrace Dr, Vista, CA 92084

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,584 sqft · built 1937
Lot Size1.03 acres (45,302 sqft)
Owner2 Individual Names on Record
Last Sale$830,000 (Sep 2005)
Tax Bill$12,813 (2025)
Deeds & MortgagesFeb 2024 Line of Credit
Jul 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN177-183-17-00

Property Details

APN / Parcel Number

Primary APN177-183-17-00
Alternative APN
  • 1771830500

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,584 sqft Living Area

Exterior

Year BuiltBuilt 1937
Effective Year BuiltEffective 1937
Lot Area45,302 sqft
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Old Parcel Number1771830500
Street Address1450 VALE TERRACE DR
CityVISTA
StateCA
Zip92084-5304
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeE-1
Legal DescriptionPAR C TR PM01884
Legal SubdivisionORLEAVO HEIGHTS
Legal Tract1884
Legal Block1
Legal Lot Number208
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1002
Census Tract19601

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1450 VALE TERRACE DR, VISTA, CA 92084-5304
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Feb 21, 2024Deed of Trust, Mortgage · Line of Credit
CALIFORNIA COAST CU
Jul 31, 2018Deed of Trust, Mortgage
MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 8, 2005 · Amount on Record
Deed SaleSep 8, 2005 · Amount on Record
Deed Document Number2005779779
Prior Transfer DateJan 22, 2001
Prior Transfer Doc0000065224
Record UpdatedOct 29, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1450 VALE TERRACE DR, VISTA, CA 92084-5304
Transaction TypeMortgage
Record UpdatedFeb 28, 2024
Title CompanyWFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1450 VALE TERRACE DR, VISTA, CA 92084-5304

Mortgage

Document Number0000042817
DateFeb 21, 2024
Instrument2024-0042817
Lender
NameCALIFORNIA COAST CU
TypeCredit Union
AddressSAN DIEGO, CA 92150
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueMar 28, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1450 VALE TERRACE DR, VISTA, CA 92084-5304
Document Number0000333142
Instrument DateJul 31, 2018
Transaction TypeMortgage
Record UpdatedAug 20, 2018
Title CompanyUTOPIAN GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1450 VALE TERRACE DR VISTA CA 920845304, VISTA, CA 92084-5304

Mortgage

Document Number0000333142
DateAug 14, 2018
Instrument333142
Lender
NameMISCELLANEOUS GOVT AGCY
AddressPO BOX 5678, RIVERSIDE, CA 92517-5678
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityVista City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,156,845 (+2%) Land $696,895 Building $459,950
2025$12,813.00 (+24.68%) Homeowner's exemption$1,134,163 (+19.39%) Land $683,231 Building $450,932
2023$10,277.00 (+11.17%) Homeowner's exemption$950,000 Land $570,000 Building $380,000
2022$9,244.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1978)
Most Recent ClaimMar 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 80% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVISTA IRRIGATION DISTRICT
serves 134,501 people · EPA ID CA3710027
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Starlink
Satellite		280 / 30

May also be available: AT&T, San Diego Broadband, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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