1415 Vale Terrace Dr, Vista, CA 92084 Property Records

San Diego County property record for 1415 Vale Terrace Dr, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,616 sqft · built 1973
Lot Size	0.364 acres (15,850 sqft)
Owner	2 Individual Names on File
Last Sale	$495,000 (Apr 2016)
Tax Bill	$7,407 (2025)
Deeds & Mortgages	Jan 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`177-062-41-00`

Property Details

APN / Parcel Number

Primary APN	`177-062-41-00`
Alternative APN	`1770622600`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,616 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	15,850 sqft (0.364 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1770622600
Street Address	1415 VALE TERRACE DR
City	VISTA
State	CA
Zip	92084-5305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E-1
Legal Description	LOT 213 PAR 44 PER MM 563 IN LOT 212&IN TR 002125
Legal Subdivision	ORLEAVO HEIGHTS
Legal Tract	002125
Legal Block	2
Legal Lot Number	212,2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	19601

Owner

1415 Vale Terrace Dr is owned and occupied by two individuals who acquired it in December 2023.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1415 VALE TERRACE DR, VISTA, CA 92084-5305
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2016 · Amount on File
Deed Sale	Apr 12, 2016 · Amount on File
Prior Sale	Mar 9, 2015 · Amount on File
Deed Document Number	2016168376
Last Transfer Date	Dec 26, 2023
Transfer Doc	0000001483
Record Updated	Oct 29, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 3, 2024
Property Address	1415 VALE TERRACE DR, VISTA, CA 92084-5305
Document Number	0000001483
Map Reference	MAP 2125
Instrument Date	Dec 26, 2023
Instrument	2024-0001483
Transaction Type	Transfer
Record Updated	Jan 11, 2024
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1415 VALE TERRACE DR, VISTA, CA 92084-5305

Mortgage

Document Number	0000001484
Date	Jan 3, 2024
Instrument	2024-0001484

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 1415 Vale Terrace Dr was $7,407.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$597,690 (+2%) Land $139,027 Building $458,663
2025	$7,407.00	$585,971 Land $136,301 Building $449,670
2023	$6,876.00 (+0.22%)	$563,218 Land $131,009 Building $432,209
2022	$6,861.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1415 Vale Terrace Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1415 Vale Terrace Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, San Diego Broadband, T-Mobile, Verizon.

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