1448 Vale Terrace Dr, Vista, CA 92084 Property Records

San Diego County property record for 1448 Vale Terrace Dr, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,216 sqft · built 1980
Lot Size	1.01 acres (43,996 sqft)
Owner	Company Name on Record
Last Sale	$729,000 (Oct 2020)
Tax Bill	$9,640 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Jul 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`177-183-03-00`

Property Details

APN / Parcel Number

Primary APN	`177-183-03-00`
Alternative APN	`1770803100`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,216 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Raised Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	43,996 sqft
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Septic
Water Source	Commercial

Location & Zoning

Old Parcel Number	1770803100
Street Address	1448 VALE TERRACE DR
City	VISTA
State	CA
Zip	92084-5304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E-1
Legal Description	LOT 208 PAR 60 PER MM 563 IN TR 002125
Legal Subdivision	ORLEAVO HEIGHTS
Legal Tract	002125
Legal Block	1
Legal Lot Number	208
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1002
Census Tract	19601

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	1448 VALE TERRACE DR, VISTA, CA 92084-5304
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage QUORUM FEDERAL CU
Jul 18, 2022	Intrafamily Transfer, Transfer
Oct 1, 2020	Grant Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Apr 15, 2020	Intrafamily Transfer, Transfer · Line of Credit FIRST ENTERTAINMENT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2020 · Amount on Record
Deed Sale	Oct 1, 2020 · Amount on Record
Prior Sale	Mar 21, 2014 · Amount on Record
Deed Document Number	2020592722
Prior Transfer Date	Nov 9, 1995
Prior Transfer Doc	0000513158
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1448 VALE TERRACE DR, VISTA, CA 92084-5304
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1448 VALE TERRACE DR, VISTA, CA 92084-5304

Mortgage

Document Number	0000358123
Date	Dec 19, 2025
Instrument	2025-0358123

Lender

Name	QUORUM FEDERAL CU
Type	Credit Union
Address	PURCHASE, NY 10577

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2046

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 18, 2022
Property Address	1448 VALE TERRACE DR, VISTA, CA 92084-5304
Document Number	0000294061
Map Reference	MAP 2125
Instrument Date	Mar 22, 2022
Instrument	2022-0294061
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1448 VALE TERRACE DR, VISTA, CA 92084-5304

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 1, 2020
Property Address	1448 VALE TERRACE DR, VISTA, CA 92084-5304
Document Number	0000592722
Map Reference	MAP 2125
Instrument Date	Aug 19, 2020
Instrument	2020-0592722
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1733 VIA ALLENA, OCEANSIDE, CA 92056-6216

Mortgage

Document Number	0000592723
Date	Oct 1, 2020
Instrument	2020-0592723

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 15, 2020
Property Address	1448 VALE TERRACE DR, VISTA, CA 92084-5304
Document Number	0000190389
Map Reference	MAP 2125
Instrument Date	Apr 10, 2020
Instrument	2020-0190389
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CALIFORNIA MEMBERS TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1448 VALE TERRACE DR, VISTA, CA 92084-5304

Mortgage

Document Number	0000190390
Date	Apr 15, 2020
Instrument	2020-0190390

Lender

Name	FIRST ENTERTAINMENT CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$804,869 (+2%) Land $555,027 Building $249,842
2025	$9,640.00 (+7.95%) Homeowner's exemption	$789,089 (+4.04%) Land $544,145 Building $244,944
2023	$8,930.00 (+0.25%) Homeowner's exemption	$758,450 Land $523,016 Building $235,434
2022	$8,908.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Mar 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, San Diego Broadband, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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