1535 Vale Terrace Dr, Vista, CA 92084 Property Records

San Diego County property record for 1535 Vale Terrace Dr, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,372 sqft · built 1968
Lot Size	0.472 acres (20,554 sqft)
Owner	Company Name on File
Last Sale	$535,000 (Jun 2018)
Tax Bill	$4,933 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Jul 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`177-184-06-00`

Property Details

APN / Parcel Number

Primary APN	`177-184-06-00`
Alternative APN	`1771824400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,372 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	20,554 sqft (0.472 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	1771824400
Street Address	1535 VALE TERRACE DR
City	VISTA
State	CA
Zip	92084-5307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E-1
Legal Description	LOT 207 PAR 67 PER MM 563 IN TR 002125
Legal Subdivision	ORLEAVO HEIGHTS
Legal Tract	002125
Legal Block	2
Legal Lot Number	207
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2003
Census Tract	19602

Owner

1535 Vale Terrace Dr is owned by a company that acquired it in July 2021 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	1535 VALE TERRACE DR, VISTA, CA 92084-5307
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT SAVINGS BANK FSB
Jul 13, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage MORGAN HOME LOAN FUNDING CORP
Jul 13, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Mar 2, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage MORGAN HOME LOAN FUNDING CORP
Mar 2, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Jun 20, 2018	Grant Deed, Transfer · ARM LUTHER BURBANK SAVINGS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2018 · Amount on File
Deed Sale	Jun 20, 2018 · Amount on File
Prior Sale	Dec 20, 2013 · Amount on File
Deed Document Number	2018250204
Last Transfer Date	Jul 2, 2021
Transfer Doc	0000501065
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1535 VALE TERRACE DR, VISTA, CA 92084-5307
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000427399
Date	Sep 18, 2017
Instrument	2017-0427399

Lender

Name	PROVIDENT SAVINGS BANK FSB
Type	Bank
Address	RIVERSIDE, CA 92506

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 13, 2021
Property Address	1535 VALE TERRACE DR, VISTA, CA 92084-5307
Document Number	0000501063
Map Reference	MAP 2125
Instrument Date	Jul 2, 2021
Instrument	2021-0501063
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	CORINTHIAN TITLE COMPANY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1535 VALE TERRACE DR, VISTA, CA 92084-5307

Mortgage

Document Number	0000501064
Date	Jul 13, 2021
Instrument	2021-0501064

Lender

Name	MORGAN HOME LOAN FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 13, 2021
Property Address	1535 VALE TERRACE DR, VISTA, CA 92084-5307
Document Number	0000501065
Map Reference	MAP 2125
Instrument Date	Jul 2, 2021
Instrument	2021-0501065
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1535 VALE TERRACE DRIVE, BROOKHURST CENTER, CA 92804

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 2, 2020
Property Address	1535 VALE TERRACE DR, VISTA, CA 92084-5307
Document Number	0000108508
Map Reference	MAP 2125
Instrument Date	Feb 24, 2020
Instrument	2020-0108508
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	CORINTHIAN TITLE COMPANY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1535 VALE TERRACE DR, VISTA, CA 92084-5307

Mortgage

Document Number	0000108509
Date	Mar 2, 2020
Instrument	2020-0108509

Lender

Name	MORGAN HOME LOAN FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 2, 2020
Property Address	1535 VALE TERRACE DR, VISTA, CA 92084-5307
Document Number	0000108510
Instrument Date	Feb 24, 2020
Instrument	108510
Transaction Type	Transfer
Record Updated	Mar 13, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1535 VALE TERRACE DR VISTA CA 920845307, VISTA, CA 92084-5307

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1535 VALE TERRACE DR, VISTA, CA 92084-5307
Document Number	0000070420
Instrument Date	Feb 16, 2019
Transaction Type	Mortgage
Record Updated	Mar 7, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1535 VALE TERRACE DR VISTA CA 920845307, VISTA, CA 92084-5307

Mortgage

Document Number	0000070420
Date	Feb 27, 2019
Instrument	70420

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 26, 2049

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 20, 2018
Property Address	1535 VALE TERRACE DR, VISTA, CA 92084-5307
Document Number	0000250204
Map Reference	MAP 2125
Instrument Date	May 30, 2018
Instrument	2018-0250204
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1535 VALE TERRACE DR, VISTA, CA 92084-5307

Mortgage

Document Number	0000250205
Date	Jun 20, 2018
Instrument	2018-0250205

Lender

Name	LUTHER BURBANK SAVINGS
Type	Lending Institution

Agreement

Type	ARM
Amount	Amount on Record
Term	481 Months
Due	Jul 1, 2058

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Jul 1, 2021
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	6.87%
Index	1-Year LIBOR
Max Rate	10.8%

Tax Assessment & Valuation

The 2025 property tax bill for 1535 Vale Terrace Dr was $4,933 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$381,388 (+2%) Land $112,572 Building $268,816
2025	$4,933.00 Homeowner's exemption	$373,911 Land $110,365 Building $263,546
2023	$4,596.00 (+0.24%) Homeowner's exemption	$359,393 Land $106,080 Building $253,313
2022	$4,585.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1535 Vale Terrace Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1535 Vale Terrace Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, San Diego Broadband, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Vale Terrace Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures