Scott County property record for 135 Waterside Dr, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,625 sqft · built 2017 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Trust Name on File |
| Last Sale | $435,000 (Oct 2022) |
| Tax Bill | $4,052 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Apr 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 189-40-045.000 |
| Primary APN | 189-40-045.000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,625 sqft Living Area |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Lot Area | 10,019 sqft (0.23 acres) |
| Street Address | 135 WATERSIDE DR |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-8518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLAGE AT LANES RUN |
| Legal Subdivision | VILLAGE AT LANES RUN |
| Legal Phase | 1 |
| Legal Lot Number | 125 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 40302 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lane's Run Historic District listed 1984 · 18 contributing resources · NRIS 84001986 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
135 Waterside Dr is held in a trust since October 2022.
Source: Scott County records, as of September 23, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | PO BOX 453, FRANKFORT, KY 40602-0453 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 28, 2021 | Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MORTGAGE COMPANY LLC |
| Apr 15, 2019 | Deed of Trust, Mortgage · Commercial Mortgage COMMONWEALTH CREDIT UNION |
| Nov 1, 2023 | Deed of Trust, Mortgage · Commercial Mortgage FIRST FSB (FRANKFORT KY |
| Oct 31, 2022 | Deed, Transfer · Line of Credit TRADITIONAL BANK INC |
| Oct 9, 2018 | Deed, Subdivision Related Transfer · FHA Mortgage AMERICAN MORTGAGE SERVICE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 2022 · Amount on File |
| Deed Sale | Oct 31, 2022 · Amount on File |
| Prior Sale | Oct 9, 2018 · Amount on File |
| Deed Document Number | 2022461096 |
| Deed Book / Page | 438 / 68 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 135 WATERSIDE DR, GEORGETOWN, KY 40324-8518 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Title Company | ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0M1625/720 |
|---|---|
| Date | Jul 28, 2021 |
| Book Page | M1625/720 |
| Instrument | 439733 |
| Name | AMERIHOME MORTGAGE COMPANY LLC |
|---|---|
| Type | Mortgage Company |
| Address | THOUSAND OAKS, CA 91362 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 135 WATERSIDE DR, GEORGETOWN, KY 40324-8518 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M1436/001 |
|---|---|
| Date | Apr 15, 2019 |
| Book Page | M1436/001 |
| Instrument | 399077 |
| Name | COMMONWEALTH CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | FRANKFORT, KY 40601 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 135 WATERSIDE DR, GEORGETOWN, KY 40324-8518 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M1760/356 |
|---|---|
| Date | Nov 1, 2023 |
| Book Page | M1760/356 |
| Instrument | 486469 |
| Name | FIRST FSB (FRANKFORT KY |
|---|---|
| Type | Bank |
| Address | FRANKFORT, KY 40601 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Oct 27, 2053 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Oct 31, 2022 |
| Property Address | 135 WATERSIDE DR, GEORGETOWN, KY 40324-8518 |
| Document Number | 000D438/68 |
| Book / Page | D438 / 68 |
| Map Reference | CAB 11 SL 133 |
| Instrument Date | Oct 20, 2022 |
| Instrument | 461096 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $435.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 519 MENOMINEE TRL, FRANKFORT, KY 40601-1619 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 453, FRANKFORT, KY 40602-0453 |
| Document Number | 0000461097 |
|---|---|
| Date | Oct 31, 2022 |
| Instrument | 461097 |
| Name | TRADITIONAL BANK INC |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Oct 20, 2023 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Oct 9, 2018 |
| Property Address | 135 WATERSIDE DR, GEORGETOWN, KY 40324-8518 |
| Document Number | 00D400/780 |
| Book / Page | D400 / 780 |
| Map Reference | CAB9 SL138 |
| Instrument Date | Oct 5, 2018 |
| Instrument | 392778 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $290.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3609 WALDEN DR, LEXINGTON, KY 40517-2020 |
| Name | Verified Name |
|---|---|
| Address | 135 WATERSIDE DR, GEORGETOWN, KY 40324-8518 |
| Document Number | 0000392779 |
|---|---|
| Date | Oct 9, 2018 |
| Instrument | 392779 |
| Name | AMERICAN MORTGAGE SERVICE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2048 |
The 2025 property tax bill for 135 Waterside Dr was $4,052.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $455,000 (-) | $455,000 (-) | |
| 2025 | $4,052.00 | $455,000 | $455,000 |
| 2023 | $3,944.00 (+56.14%) | $435,000 (+49.38%) Land $47,500 Building $387,500 | $435,000 (+49.38%) Land $47,500 Building $387,500 |
| 2022 | $2,526.00 | $291,200 Land $42,000 Building $249,200 | $291,200 Land $42,000 Building $249,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 135 Waterside Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 135 Waterside Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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