145 Prospect St, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 145 Prospect St, Chicopee, MA 01013

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,836 sqft · built 1890
Lot Size	0.333 acres (14,500 sqft)
Owner	2 Individual Names on File
Last Sale	$60,000 (Nov 1996)
Tax Bill	$3,597 (2026)
Deeds & Mortgages	Sep 2026 Transfer Jan 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`627-00008`

Property Details

APN / Parcel Number

Primary APN	`627-00008`
Alternative APN	`CHIC M:0627 P:00008`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,836 sqft Living Area
Gross Area	3,816 sqft
1st Floor Area	918 sqft
Attic	Attic
Attic Area	638 sqft
Basement Area	918 sqft
Unfinished Basement	918 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1997
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,500 sqft (0.333 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	627-00008
Street Address	145 PROSPECT ST
City	CHICOPEE
State	MA
Zip	01013-4027
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	13
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	4
Census Block	4004
Census Tract	811301

Owner

145 Prospect St, a duplex, is owned and occupied by two individuals who acquired it in September 2026.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	145 PROSPECT ST, CHICOPEE, MA 01013-4027
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Quit Claim Deed, Transfer Quitclaim
Jan 30, 2026	Quit Claim Deed, Transfer Quitclaim
Aug 20, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 1996 · Amount on File
Deed Sale	Nov 29, 1996 · Amount on File
Deed Document Number	1996
Deed Book / Page	9699 / 412
Last Transfer Date	Sep 9, 2026
Transfer Doc	0000043871
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Sep 9, 2026
Property Address	145 PROSPECT ST, CHICOPEE, MA 01013-4027
Document Number	0000043871
Book / Page	26501 / 291
Instrument Date	Sep 9, 2026
Instrument	202643871
Transaction Type	Transfer
Record Updated	Sep 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	145 PROSPECT ST, CHICOPEE, MA 01013-4027

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Jan 30, 2026
Property Address	145 PROSPECT ST, CHICOPEE, MA 01013-4027
Document Number	026204-360
Book / Page	26204 / 360
Instrument Date	Jan 30, 2026
Instrument	4330
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 PROSPECT ST, CHICOPEE, MA 01013-4027

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Aug 20, 2018
Property Address	145 PROSPECT ST, CHICOPEE, MA 01013-4027
Document Number	22322-186
Book / Page	022322 / 000186
Instrument Date	Aug 16, 2018
Instrument	49515
Transaction Type	Transfer
Record Updated	Sep 11, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 PROSPECT ST CHICOPEE MA 010134027, CHICOPEE, MA 01013-4027

Tax Assessment & Valuation

The 2026 property tax bill for 145 Prospect St was $3,597, up 10.1% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,597.00 (+10.07%)	$236,000 (+9.46%) Land $84,400 Building $151,600	$320,722
2025	$3,268.00 (+5.62%)	$215,600 (+2.86%) Land $77,300 Building $138,300
2024	$3,094.00 (+7.13%)	$209,600 (+9.97%) Land $75,700 Building $133,900
2023	$2,888.00	$190,600 Land $68,900 Building $121,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 145 Prospect St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2003 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 145 Prospect St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Crossroads Fiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Netafy, Xfinity.

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