135 Prospect St, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 135 Prospect St, Chicopee, MA 01013

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 2,372 sqft · built 1890
Lot Size	0.508 acres (22,128 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Jul 2023)
Tax Bill	$2,979 (2026)
Deeds & Mortgages	Dec 2023 Mortgage Jul 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`627-00006`

Property Details

APN / Parcel Number

Primary APN	`627-00006`
Alternative APN	`CHIC M:0627 P:00006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,372 sqft Living Area
Gross Area	4,120 sqft
1st Floor Area	1,186 sqft
Basement Area	1,186 sqft
Unfinished Basement	1,186 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,128 sqft (0.508 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	627-00006
Street Address	135 PROSPECT ST
City	CHICOPEE
State	MA
Zip	01013-4027
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	13
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	4
Census Block	4004
Census Tract	811301

Owner

135 Prospect St, a duplex, is owned and occupied by an individual who bought it in July 2023.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	135 PROSPECT ST, CHICOPEE, MA 01013-4027
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2023	Deed of Trust, Mortgage · ARM EASTHAMPTON SAVINGS BANK
Jul 7, 2023	Fiduciary Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2023 · Amount on File
Deed Sale	Jul 7, 2023 · Amount on File
Deed Document Number	202331113
Deed Book / Page	25070 / 433
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	135 PROSPECT ST, CHICOPEE, MA 01013-4027
Transaction Type	Mortgage
Record Updated	Dec 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025259-79
Date	Dec 13, 2023
Book Page	25259/79
Instrument	59075

Lender

Name	EASTHAMPTON SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	7%
Type Change Date	Jan 1, 2031
Index	Other

July 2023: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	CHICOPEE MA
Recording Date	Jul 7, 2023
Property Address	135 PROSPECT ST, CHICOPEE, MA 01013-4027
Document Number	025070-433
Book / Page	25070 / 433
Instrument Date	Jun 30, 2023
Instrument	31113
Transaction Type	Transfer
Record Updated	Jul 21, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	541 SPRINGFIELD ST, CHICOPEE, MA 01013-2860

Tax Assessment & Valuation

The 2026 property tax bill for 135 Prospect St was $2,979, up 11.3% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,979.00 (+11.28%)	$195,500 (+10.7%) Land $90,000 Building $105,500	$302,524
2025	$2,677.00 (-29.63%)	$176,600 (-31.47%) Land $80,100 Building $96,500
2024	$3,804.00 (+7.06%)	$257,700 (+9.89%) Land $78,600 Building $179,100
2023	$3,553.00	$234,500 Land $71,500 Building $163,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 135 Prospect St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2003 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 135 Prospect St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Crossroads Fiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Netafy, Xfinity.

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