160 Prospect St, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 160 Prospect St, Chicopee, MA 01013

Property Summary

Property Type	Duplex
Details	4 bd · 2.5 ba · 1,092 sqft · built 1958
Lot Size	0.514 acres (22,400 sqft)
Owner	Individual Name on Record
Tax Bill	$3,930 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`627-00031`

Property Details

APN / Parcel Number

Primary APN	`627-00031`
Alternative APN	`CHIC M:0627 P:00031`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,092 sqft Living Area
Gross Area	2,488 sqft
1st Floor Area	1,092 sqft
Basement Area	845 sqft
Unfinished Basement	845 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,400 sqft (0.514 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	627-00031
Street Address	160 PROSPECT ST
City	CHICOPEE
State	MA
Zip	01013-4022
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	13
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	4
Census Block	4005
Census Tract	811301

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	158 PROSPECT ST, CHICOPEE, MA 01013-4022
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Deed of Trust, Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Mar 30, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2016
Deed Sale	Nov 25, 2016
Prior Sale	Aug 13, 2008 · Amount on Record
Deed Document Number	201670759
Deed Book / Page	21461 / 303
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	160 PROSPECT ST, CHICOPEE, MA 01013-4022
Transaction Type	Mortgage
Record Updated	Nov 25, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	026061-295
Date	Oct 8, 2025
Book Page	26061/295
Instrument	47955

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	481 Months
Due	Nov 1, 2065

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	160 PROSPECT ST, CHICOPEE, MA 01013-4022
Transaction Type	Mortgage
Record Updated	Apr 15, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024475-291
Date	Mar 30, 2022
Book Page	24475/291
Instrument	19339

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,930.00 (+8.23%)	$257,900 (+7.68%) Land $90,000 Building $167,900	$288,783
2025	$3,631.00 (+5.43%)	$239,500 (+2.66%) Land $80,200 Building $159,300
2024	$3,444.00 (+6.53%)	$233,300 (+9.33%) Land $78,700 Building $154,600
2023	$3,233.00	$213,400 Land $71,600 Building $141,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2003 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Crossroads Fiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Netafy, Xfinity.

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