165 Prospect St, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 165 Prospect St, Chicopee, MA 01013

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,812 sqft · built 1900
Lot Size	0.181 acres (7,878 sqft)
Owner	Individual Name on File
Last Sale	$128,500 (Sep 2012)
Tax Bill	$3,772 (2025)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`627-00021`

Property Details

APN / Parcel Number

Primary APN	`627-00021`
Alternative APN	`CHIC M:0627 P:00021`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,812 sqft Living Area
Gross Area	3,596 sqft
1st Floor Area	1,056 sqft
Basement Area	1,056 sqft
Unfinished Basement	1,056 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,878 sqft (0.181 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	627-00021
Street Address	165 PROSPECT ST
City	CHICOPEE
State	MA
Zip	01013-4024
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	13
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	4
Census Block	4007
Census Tract	811301

Owner

Source: Hampden County and Chicopee City records · APN 627-00021

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	165 PROSPECT ST, CHICOPEE, MA 01013-4024
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 20, 2012 · Amount on Record
Deed Sale	Sep 20, 2012 · Amount on Record
Deed Book / Page	19454 / 547
Record Updated	Jun 08, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	165 PROSPECT ST, CHICOPEE, MA 01013-4024
Transaction Type	Mortgage
Record Updated	Dec 03, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	24246-91
Date	Nov 15, 2021
Book Page	24246/91
Instrument	81119

Lender

Name	NORCOM MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

Tax Assessment & Valuation

Source: Hampden County and Chicopee City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$3,772.00 (+5.69%)	$248,800 (+2.89%) Land $67,800 Building $181,000
2024	$3,569.00 (+6.92%)	$241,800 (+9.76%) Land $66,400 Building $175,400
2023	$3,338.00	$220,300 Land $60,400 Building $159,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 7, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2003 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Chicopee Municipal Lighting Plant Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Netafy, Xfinity.

Based on FCC filings for 111 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.