Genesee County property record for 145 E Main St, Otisville, MI 48463
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1 ba · 1,984 sqft · built 1910 |
| Lot Size | 0.331 acres (14,418 sqft) |
| Owner | Individual Name on File |
| Last Sale | $24,000 (Oct 2009) |
| Tax Bill | $1,652 (2025) |
| Deeds & Mortgages | Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-21-579-021 |
| Primary APN | 09-21-579-021 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,984 sqft Living Area |
| 1st Floor Area | 1,389 sqft |
| Basement Area | 217 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Ranch |
| Lot Area | 14,418 sqft (0.331 acres) |
| Lot Dimensions | 120 ft deep x 120 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 145 E MAIN ST |
|---|---|
| City | OTISVILLE |
| State | MI |
| Zip | 48463-9455 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | V OTISVILL |
| Legal Description | LOTS 64 AND 65 MAP OF EAST OTISVILLE |
| Legal Subdivision | EAST OTISVILLE |
| Legal Lot Number | 64-65 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | FOREST |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 12402 |
145 E Main St is owned and occupied by an individual who bought it in October 2009.
Source: Genesee County records, as of October 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 145 E MAIN ST, OTISVILLE, MI 48463-9455 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 20, 2009 · Amount on File |
| Deed Sale | Oct 20, 2009 · Amount on File |
| Prior Sale | Mar 30, 2009 · Amount on File |
| Deed Document Number | 200968871 |
| Prior Transfer Date | Nov 19, 2008 |
| Prior Transfer Doc | 0000028339 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 145 E MAIN ST, OTISVILLE, MI 48463-9455 |
| Document Number | 0000035316 |
| Instrument Date | Apr 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2017 |
| Title Company | MASON BURGESS TITLE AGENCY, MASON BURGESS TITLE AGCY |
| Name | Verified Name |
|---|---|
| Address | 145 EASAT MAIN OTISVILLE MI 48463, OTISVILLE, MI 48463 |
| Document Number | 0000035316 |
|---|---|
| Date | May 2, 2017 |
| Instrument | 35316 |
| Name | FRANKENMUTH CU |
|---|---|
| Type | Credit Union |
| Address | FRANKENMUTH, MI 48734 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2032 |
The 2025 property tax bill for 145 E Main St was $1,652 with a homeowner's exemption, up 1.9% from the year before.
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Forest Township |
| Municipality | Otisville Village |
| Unified School District | Lakeville Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $86,300 (+0.7%) Land $9,500 Building $76,800 | $172,600 (+0.7%) Land $19,000 Building $153,600 | |
| 2025 | $1,652.00 (+1.91%) Homeowner's exemption | $85,700 | $171,400 |
| 2024 | $1,621.00 | ||
| 2023 | $75,900 | $151,800 | |
| 2019 | $1,252.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 145 E Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 145 E Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF OTISVILLE serves 864 people · EPA ID MI0005050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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