Genesee County property record for 151 E Main St, Otisville, MI 48463
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,063 sqft · built 1940 |
| Lot Size | 0.165 acres (7,187 sqft) |
| Owner | Individual Name on File |
| Last Sale | $160,000 (Jan 2024) |
| Tax Bill | $2,388 (2025) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage Sep 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-21-579-020 |
| Primary APN | 09-21-579-020 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,063 sqft Living Area |
| 1st Floor Area | 1,063 sqft |
| Basement Area | 459 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Ranch |
| Foundation Type | Raised |
| Lot Area | 7,187 sqft (0.165 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 151 E MAIN ST |
|---|---|
| City | OTISVILLE |
| State | MI |
| Zip | 48463-9455 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | V OTISVILL |
| Legal Description | LOT 63 MAP OF EAST OTISVILLE |
| Legal Subdivision | EAST OTISVILLE |
| Legal Lot Number | 63 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | FOREST |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 12402 |
151 E Main St is owned and occupied by an individual who bought it in January 2024.
Source: Genesee County records, as of October 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 151 E MAIN ST, OTISVILLE, MI 48463-9455 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 31, 2024 | Warranty Deed, Transfer · FHA Mortgage LEGACY MORTGAGE |
| Sep 12, 2017 | Warranty Deed, Transfer SARGENTS TITLE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 31, 2024 · Amount on File |
| Deed Sale | Jan 31, 2024 · Amount on File |
| Prior Sale | Sep 12, 2017 · Amount on File |
| Deed Document Number | 20244406 |
| Prior Transfer Date | Oct 4, 1994 |
| Prior Transfer Doc | 0000003719 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Jan 31, 2024 |
| Property Address | 151 E MAIN ST, OTISVILLE, MI 48463-9455 |
| Document Number | 0000004406 |
| Map Reference | MB 1 PG 14 |
| Instrument Date | Jan 30, 2024 |
| Instrument | 202401310004406 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2024 |
| Title Company | ROYAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 151 E MAIN ST, OTISVILLE, MI 48463-9455 |
| Name | Verified Name |
|---|---|
| Address | 271 W MURPHY LAKE RD, MAYVILLE, MI 48744-9537 |
| Investor | Possibly a Property Investor |
| Document Number | 0000004803 |
|---|---|
| Date | Feb 2, 2024 |
| Instrument | 202402020004803 |
| Name | LEGACY MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | GRAND BLANC, MI 48439 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Sep 12, 2017 |
| Property Address | 151 E MAIN ST, OTISVILLE, MI 48463-9455 |
| Document Number | 201709120059222 |
| Map Reference | MB1 PG14 |
| Instrument Date | Aug 31, 2017 |
| Instrument | 201709120059222 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | SARGENTS TITLE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $645.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2126 BRIAR LN, 2126, BURTON, MI 48509-1233 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2547 LISA DR, COLUMBIAVILLE, MI 48421-8910 |
The 2025 property tax bill for 151 E Main St was $2,388 with a homeowner's exemption, up 56% from the year before.
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Forest Township |
| Municipality | Otisville Village |
| Unified School District | Lakeville Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $75,200 (-5.53%) Land $5,500 Building $69,700 | $150,400 (-5.53%) Land $11,000 Building $139,400 | |
| 2025 | $2,388.00 (+55.98%) Homeowner's exemption | $79,600 | $159,200 |
| 2024 | $1,531.00 | ||
| 2023 | $68,500 | $137,000 | |
| 2019 | $1,177.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 151 E Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 151 E Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF OTISVILLE serves 864 people · EPA ID MI0005050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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