145 E Cape May Ave, Ocean Gate, NJ 08740 Property Records

Ocean County and Ocean Gate Borough property record for 145 E Cape May Ave, Ocean Gate, NJ 08740

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,260 sqft · built 1985
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$490,000 (Jul 2022)
Tax Bill	$7,441 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Jul 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`22-00030-0000-00006-01`

Property Details

APN / Parcel Number

Primary APN	`22-00030-0000-00006-01`
Alternative APNs	`22000300000000060001` `22000300000000061`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	1,260 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	100 ft deep x 70 ft wide
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	22000300000000061
Street Address	145 E CAPE MAY AVE
City	OCEAN GATE
State	NJ
Zip	08740-1320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	70X100
Legal Subdivision	OCEAN GATE
Legal Block	30
Legal Lot Number	6.1
Jurisdiction	OCEAN NJ
Township / Civil Division	OCEAN GATE
Census Block Group	2
Census Block	2016
Census Tract	729000

Owner

Source: Ocean County and Ocean Gate Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	145 E CAPE MAY AVE, OCEAN GATE, NJ 08740-1320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2024	Deed of Trust, Mortgage · Line of Credit CMG MORTGAGE INC
Jul 8, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage ADVISORS MORTGAGE GROUP LLC
Jun 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC
Sep 13, 2018	Bargain and Sale Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2022 · Amount on Record
Deed Sale	Jul 8, 2022 · Amount on Record
Prior Sale	Sep 13, 2018 · Amount on Record
Deed Document Number	202276836
Deed Book / Page	19093 / 233
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	145 E CAPE MAY AVE, OCEAN GATE, NJ 08740-1320
Transaction Type	Mortgage
Record Updated	Jan 16, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0195751045
Date	Jan 4, 2024
Book Page	19575/1045
Instrument	2024000903

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	177 Months
Due	Oct 16, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	OCEAN NJ
Recording Date	Jul 8, 2022
Property Address	145 E CAPE MAY AVE, OCEAN GATE, NJ 08740-1320
Document Number	0190930233
Book / Page	19093 / 233
Instrument Date	Jun 3, 2022
Instrument	2022076836
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	ALL AHEAD TITLE AGENCY LLC, ALL AHEAD TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,882.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 CLIPPER CT, 108, NEW BERN, NC 28562-8946

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 E CAPE MAY AVE, OCEAN GATE, NJ 08740-1320

Mortgage

Document Number	2022076837
Date	Jul 8, 2022
Instrument	2022076837

Lender

Name	ADVISORS MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	145 E CAPE MAY AVE, OCEAN GATE, NJ 08740-1320
Transaction Type	Mortgage
Record Updated	Jul 13, 2021
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0185511525
Date	Jun 28, 2021
Book Page	18551/1525
Instrument	2021095977

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

September 2018: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	OCEAN NJ
Recording Date	Sep 13, 2018
Property Address	145 E CAPE MAY AVE, OCEAN GATE, NJ 08740-1320
Document Number	0172380470
Book / Page	17238 / 470
Map Reference	MAP NO A-176
Instrument Date	Jul 25, 2018
Instrument	2018090460
Transaction Type	Transfer
Record Updated	Nov 3, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,286.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	513 HOLLY BLVD, 513, BAYVILLE, NJ 08721-2615

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 E CAPE MAY AVE, OCEAN GATE, NJ 08740-1320

Mortgage

Document Number	2018090461
Date	Sep 13, 2018
Instrument	2018090461

Lender

Name	CARRINGTON MORTGAGE SVCS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Ocean County and Ocean Gate Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
Municipality	Ocean Gate Borough
Secondary School District	Central Regional School District (07 - 12)
Elementary School District	Ocean Gate Borough School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$408,600 (-) Land $184,300 Building $224,300	$408,600 (-) Land $184,300 Building $224,300
2025	$7,441.00 (+10.78%)	$408,600 (+105.33%) Land $184,300 Building $224,300	$408,600 (+105.33%) Land $184,300 Building $224,300
2024	$6,717.00 (+37.25%)
2023		$199,000 Land $68,700 Building $130,300	$199,000 Land $68,700 Building $130,300
2022	$4,894.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 52 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	81 (1984–2021)
Claims Outside the SFHA	7 of 81
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Sandy, Nov 2012 · 65 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN GATE WATER DEPT serves 3,200 people · EPA ID NJ1521001
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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