115 E Cape May Ave, Ocean Gate, NJ 08740 Property Records

Ocean County and Ocean Gate Borough property record for 115 E Cape May Ave, Ocean Gate, NJ 08740

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,908 sqft · built 1983
Lot Size	0.276 acres (12,001 sqft)
Owner	Individual Name on Record
Last Sale	$96,000 (May 2024)
Tax Bill	$8,945 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`22-00030-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`22-00030-0000-00007`
Alternative APNs	`2200030000001444` `220003000007`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,908 sqft Living Area
1st Floor Area	1,908 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	12,001 sqft (0.276 acres)
Lot Dimensions	100 ft deep x 120 ft wide
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	2200030000001444
Street Address	115 E CAPE MAY AVE
City	OCEAN GATE
State	NJ
Zip	08740-1320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	120X100
Legal Subdivision	OCEAN GATE SEC 1
Legal Block	30
Legal Lot Number	7
Jurisdiction	OCEAN NJ
Township / Civil Division	OCEAN GATE
Census Block Group	2
Census Block	2016
Census Tract	729000

Owner

Source: Ocean County and Ocean Gate Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	115 E CAPE MAY AVE, OCEAN GATE, NJ 08740-1320
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2018	Deed of Trust, Mortgage · FHA Mortgage GOODMORTGAGE.COM
Mar 8, 2018	Grant Deed, Transfer · FHA Mortgage TAM LNDG CTR INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2024 · Amount on Record
Deed Sale	May 23, 2024 · Amount on Record
Prior Sale	Oct 13, 2018
Deed Document Number	202437321
Deed Book / Page	19690 / 217
Record Updated	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	115 E CAPE MAY AVE, OCEAN GATE, NJ 08740-1320
Document Number	0172870001
Instrument Date	Oct 25, 2018
Transaction Type	Mortgage
Record Updated	Nov 19, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 E CAPE MAY AVE OCEAN GATE NJ 087401320, OCEAN GATE, NJ 08740-1320

Mortgage

Document Number	0172870001
Date	Oct 31, 2018
Book Page	017287/000001
Instrument	107362

Lender

Name	GOODMORTGAGE.COM
Type	Mortgage Company
Address	TYSONS CARNER, VA 22182

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2048

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCEAN NJ
Recording Date	Mar 8, 2018
Property Address	115 E CAPE MAY AVE, OCEAN GATE, NJ 08740-1320
Document Number	0170471202
Book / Page	017047 / 001202
Instrument Date	Feb 7, 2018
Instrument	22625
Transaction Type	Transfer
Record Updated	Mar 20, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$160.05
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 ASBURY AVE OCEAN GATE NJ 087401168, OCEAN GATE, NJ 08740-1168

Mortgage

Document Number	170471208
Date	Mar 8, 2018
Book Page	017047/001208
Instrument	22626

Lender

Name	TAM LNDG CTR INC
Address	CHERRY HILL, NJ 08003

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 7, 2048

Tax Assessment & Valuation

Source: Ocean County and Ocean Gate Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
Municipality	Ocean Gate Borough
Secondary School District	Central Regional School District (07 - 12)
Elementary School District	Ocean Gate Borough School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$491,200 (-) Land $205,500 Building $285,700	$491,200 (-) Land $205,500 Building $285,700
2025	$8,945.00 (+10.77%)	$491,200 (+93.08%) Land $205,500 Building $285,700	$491,200 (+93.08%) Land $205,500 Building $285,700
2024	$8,075.00 (+14.15%)
2023		$254,400 Land $79,900 Building $174,500	$254,400 Land $79,900 Building $174,500
2022	$7,074.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 52 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	81 (1984–2021)
Claims Outside the SFHA	7 of 81
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Sandy, Nov 2012 · 65 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN GATE WATER DEPT serves 3,200 people · EPA ID NJ1521001
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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