125 E Cape May Ave, Ocean Gate, NJ 08740 Property Records

Ocean County and Ocean Gate Borough property record for 125 E Cape May Ave, Ocean Gate, NJ 08740

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,196 sqft · built 1987
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on File
Last Sale	$187,000 (Jun 2010)
Tax Bill	$6,852 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Nov 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`22-00030-0000-00006-04`

Property Details

APN / Parcel Number

Primary APN	`22-00030-0000-00006-04`
Alternative APNs	`22000300000000060004` `22000300000000064`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,196 sqft Living Area
1st Floor Area	1,196 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asbestos
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	100 ft deep x 70 ft wide
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	22000300000000064
Street Address	125 E CAPE MAY AVE
City	OCEAN GATE
State	NJ
Zip	08740-1320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	70X100
Legal Subdivision	OCEAN GATE SEC 01
Legal Block	30
Legal Lot Number	6.4
Jurisdiction	OCEAN NJ
Township / Civil Division	OCEAN GATE
Census Block Group	2
Census Block	2016
Census Tract	729000

Owner

125 E Cape May Ave is owned and occupied by two individuals who acquired it in October 2021.

Source: Ocean County and Ocean Gate Borough records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	125 E CAPE MAY AVE, OCEAN GATE, NJ 08740-1320
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2024	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA
Nov 24, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2010 · Amount on File
Deed Sale	Jun 24, 2010 · Amount on File
Prior Sale	Nov 12, 2002 · Amount on File
Deed Document Number	201056275
Deed Book / Page	14625 / 61
Last Transfer Date	Oct 25, 2021
Transfer Doc	0187930720
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	125 E CAPE MAY AVE, OCEAN GATE, NJ 08740-1320
Transaction Type	Mortgage
Record Updated	Mar 20, 2024
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1264, OCEAN GATE, NJ 08740-1264

Mortgage

Document Number	0196230203
Date	Mar 6, 2024
Book Page	19623/203
Instrument	2024016442

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2039

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OCEAN NJ
Recording Date	Nov 24, 2021
Property Address	125 E CAPE MAY AVE, OCEAN GATE, NJ 08740-1320
Document Number	0187930720
Book / Page	18793 / 720
Instrument Date	Oct 25, 2021
Instrument	2021168317
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	SERVICELINK EAST ESCROW

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 E CAPE MAY AVE, OCEAN GATE, NJ 08740-1320

Mortgage

Document Number	2021168318
Date	Nov 24, 2021
Instrument	2021168318

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 125 E Cape May Ave was $6,852, up 10.8% from the year before.

Source: Ocean County and Ocean Gate Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
Municipality	Ocean Gate Borough
Secondary School District	Central Regional School District (07 - 12)
Elementary School District	Ocean Gate Borough School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$376,300 (-) Land $184,300 Building $192,000	$376,300 (-) Land $184,300 Building $192,000
2025	$6,852.00 (+10.77%)	$376,300 Land $184,300 Building $192,000	$376,300 Land $184,300 Building $192,000
2024	$6,186.00
2023		$178,600 Land $68,700 Building $109,900	$178,600 Land $68,700 Building $109,900
2022	$4,966.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 125 E Cape May Ave in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 52 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	81 (1984–2021)
Claims Outside the SFHA	7 of 81
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Sandy, Nov 2012 · 65 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 125 E Cape May Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN GATE WATER DEPT serves 3,200 people · EPA ID NJ1521001
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on E Cape May Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures