Ocean County and Ocean Gate Borough property record for 45 E Cape May Ave, Ocean Gate, NJ 08740
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,008 sqft · built 1970 |
| Lot Size | 0.184 acres (8,002 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $190,000 (Jul 2015) |
| Tax Bill | $7,020 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-00019-0000-00011 |
| Primary APN | 22-00019-0000-00011 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| Gross Area | 2,016 sqft |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 1,008 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 8,002 sqft (0.184 acres) |
| Lot Dimensions | 100 ft deep x 80 ft wide |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Old Parcel Number | 2200019000000934 |
|---|---|
| Street Address | 45 E CAPE MAY AVE |
| City | OCEAN GATE |
| State | NJ |
| Zip | 08740-1319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | 80X100 |
| Legal Subdivision | OCEAN GATE SEC 01 SUPPLEMENTAL |
| Legal Block | 19 |
| Legal Lot Number | 11 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | OCEAN GATE |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 729000 |
Source: Ocean County and Ocean Gate Borough records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 892, OCEAN GATE, NJ 08740-0892 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 17, 2015 · Amount on Record |
| Deed Sale | Jul 17, 2015 · Amount on Record |
| Prior Sale | Jul 7, 2005 · Amount on Record |
| Deed Document Number | 201570869 |
| Deed Book / Page | 16136 / 1669 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 45 E CAPE MAY AVE, OCEAN GATE, NJ 08740-1319 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2021 |
| Title Company | NATIONAL LINK ORIGINATIONS |
| Name | Verified Name |
|---|
| Document Number | 0188191700 |
|---|---|
| Date | Dec 13, 2021 |
| Book Page | 18819/1700 |
| Instrument | 2021176455 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2037 |
Source: Ocean County and Ocean Gate Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| Municipality | Ocean Gate Borough |
| Secondary School District | Central Regional School District (07 - 12) |
| Elementary School District | Ocean Gate Borough School District (KG - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $385,500 (-) Land $188,500 Building $197,000 | $385,500 (-) Land $188,500 Building $197,000 | |
| 2025 | $7,020.00 (+10.78%) | $385,500 (+102.79%) Land $188,500 Building $197,000 | $385,500 (+102.79%) Land $188,500 Building $197,000 |
| 2024 | $6,337.00 (+19.88%) | ||
| 2023 | $190,100 Land $71,000 Building $119,100 | $190,100 Land $71,000 Building $119,100 | |
| 2022 | $5,286.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 52 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 81 (1984–2021) |
| Claims Outside the SFHA | 7 of 81 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCEAN GATE WATER DEPT serves 3,200 people · EPA ID NJ1521001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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