14460 Twin Gables Ct, Poway, CA 92064 Property Records

San Diego County property record for 14460 Twin Gables Ct, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,526 sqft · built 2003
Lot Size	0.234 acres (10,213 sqft)
Owner	2 Individual Names on Record
Last Sale	$837,500 (Nov 2016)
Tax Bill	$11,108 (2025)
Deeds & Mortgages	Mar 2017 Line of Credit Jul 2018 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`314-860-03-00`

Property Details

APN / Parcel Number

Primary APN	`314-860-03-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,526 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	10,213 sqft (0.234 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	14460 TWIN GABLES CT
City	POWAY
State	CA
Zip	92064-8901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-4
Legal Description	LOT 3 TR 014360
Legal Subdivision	99-01R
Legal Tract	014360
Legal Block	1
Legal Lot Number	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	17009

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14460 TWIN GABLES CT, POWAY, CA 92064-8901
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2017	Deed of Trust, Mortgage · Line of Credit SAFE CU
Jul 10, 2018	Deed of Trust, Mortgage · Line of Credit SAFE CU
Jan 22, 2019	Deed of Trust, Mortgage · Line of Credit SAFE CU
Apr 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage SAFE CU
May 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 11, 2017	Loan Modification, Mortgage · Conventional Mortgage SAFE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2016 · Amount on Record
Deed Sale	Nov 15, 2016 · Amount on Record
Prior Sale	Jan 21, 2004 · Amount on Record
Deed Document Number	2016623070
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	14460 TWIN GABLES CT, POWAY, CA 92064-8901
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000112386
Date	Mar 10, 2017
Instrument	2017-0112386

Lender

Name	SAFE CU
Type	Credit Union
Address	FOLSOM, CA 95630

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 5, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	14460 TWIN GABLES CT, POWAY, CA 92064-8901
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000280540
Date	Jul 10, 2018
Instrument	2018-0280540

Lender

Name	SAFE CU
Type	Credit Union
Address	FOLSOM, CA 95630

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 5, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	14460 TWIN GABLES CT, POWAY, CA 92064-8901
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14460 TWIN GABLES CT, POWAY, CA 92064-8901

Mortgage

Document Number	0000021564
Date	Jan 22, 2019
Instrument	2019-0021564

Lender

Name	SAFE CU
Type	Credit Union
Address	FOLSOM, CA 95630

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 5, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	14460 TWIN GABLES CT, POWAY, CA 92064-8901
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000218957
Date	Apr 30, 2020
Instrument	2020-0218957

Lender

Name	SAFE CU
Type	Credit Union
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	14460 TWIN GABLES CT, POWAY, CA 92064-8901
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14460 TWIN GABLES CT, POWAY, CA 92064-8901

Mortgage

Document Number	0000390192
Date	May 24, 2021
Instrument	2021-0390192

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	14460 TWIN GABLES CT, POWAY, CA 92064-8901
Document Number	0000043663
Instrument Date	Jan 11, 2017
Transaction Type	Mortgage
Record Updated	Feb 2, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14460 TWIN GABLES CT POWAY CA 920648901, POWAY, CA 92064-8901

Mortgage

Document Number	0000043663
Date	Jan 27, 2017
Instrument	43663

Lender

Name	SAFE FCU
Type	Credit Union
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 26, 2047

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$991,424 (+2%) Land $532,705 Building $458,719
2025	$11,108.00 (+4.87%) Homeowner's exemption	$971,985 (+4.04%) Land $522,260 Building $449,725
2023	$10,592.00 (+1.68%) Homeowner's exemption	$934,243 Land $501,981 Building $432,262
2022	$10,417.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1980–2016)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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