14445 Twin Gables Ct, Poway, CA 92064 Property Records

San Diego County property record for 14445 Twin Gables Ct, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,677 sqft · built 2003
Lot Size	0.255 acres (11,126 sqft)
Owner	Company Name on Record
Last Sale	$1,115,000 (Jul 2017)
Tax Bill	$14,455 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`314-860-06-00`

Property Details

APN / Parcel Number

Primary APN	`314-860-06-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,677 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	11,126 sqft (0.255 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	14445 TWIN GABLES CT
City	POWAY
State	CA
Zip	92064-8901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-4
Legal Description	LOT 6 TR 014360
Legal Subdivision	99-01R
Legal Tract	014360
Legal Block	1
Legal Lot Number	6
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	17009

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	14445 TWIN GABLES CT, POWAY, CA 92064-8901
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 13, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 21, 2017	Grant Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2017 · Amount on Record
Deed Sale	Jul 21, 2017 · Amount on Record
Prior Sale	May 2, 2013 · Amount on Record
Deed Document Number	2017330229
Last Transfer Date	Mar 21, 2018
Transfer Doc	0000148621
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	14445 TWIN GABLES CT, POWAY, CA 92064-8901
Transaction Type	Mortgage
Record Updated	Apr 8, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14445 TWIN GABLES CT, POWAY, CA 92064-8901

Mortgage

Document Number	0000243957
Date	Mar 30, 2021
Instrument	2021-0243957

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 13, 2018
Property Address	14445 TWIN GABLES CT, POWAY, CA 92064-8901
Document Number	0000148621
Instrument Date	Mar 21, 2018
Instrument	148621
Transaction Type	Transfer
Record Updated	Apr 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	14445 TWIN GABLES CT POWAY CA 920648901, POWAY, CA 92064-8901

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 21, 2017
Property Address	14445 TWIN GABLES CT, POWAY, CA 92064-8901
Document Number	0000330229
Instrument Date	Jul 5, 2017
Instrument	330229
Transaction Type	Transfer
Record Updated	Jul 28, 2017
Title Company	EQUITY TITLE COMPANY, EQUITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,226.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14445 TWIN GABLES CT POWAY CA 920648901, POWAY, CA 92064-8901

Mortgage

Document Number	330230
Date	Jul 21, 2017
Instrument	330230

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 20, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,294,047 (+2%) Land $696,349 Building $597,698
2025	$14,455.00 (+4.88%) Homeowner's exemption	$1,268,675 (+4.04%) Land $682,696 Building $585,979
2023	$13,782.00 (+1.68%) Homeowner's exemption	$1,219,413 Land $656,187 Building $563,226
2022	$13,554.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1980–2016)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: AT&T, San Diego Broadband, Verizon.

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