14455 Twin Gables Ct, Poway, CA 92064 Property Records

San Diego County property record for 14455 Twin Gables Ct, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,788 sqft · built 2003
Lot Size	0.313 acres (13,653 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,250,000 (Jan 2018)
Tax Bill	$16,266 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`314-860-05-00`

Property Details

APN / Parcel Number

Primary APN	`314-860-05-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,788 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	13,653 sqft (0.313 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	14455 TWIN GABLES CT
City	POWAY
State	CA
Zip	92064-8901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-4
Legal Description	LOT 5 TR 014360
Legal Subdivision	99-01R
Legal Tract	014360
Legal Block	1
Legal Lot Number	5
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	17009

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9025 SYDNEY CT, 12712, SAN DIEGO, CA 92122-1748
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage RESIDENTIAL WHOLESALE MORTGAGE INC
Jan 16, 2018	Grant Deed, Transfer · ARM LUTHER BURBANK SAVINGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2018 · Amount on Record
Deed Sale	Jan 16, 2018 · Amount on Record
Prior Sale	Oct 31, 2002 · Amount on Record
Deed Document Number	201817149
Prior Transfer Date	Jul 20, 2012
Prior Transfer Doc	0000456354
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	14455 TWIN GABLES CT, POWAY, CA 92064-8901
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14455 TWIN GABLES CT, POWAY, CA 92064-8901

Mortgage

Document Number	0000119010
Date	Feb 16, 2021
Instrument	2021-0119010

Lender

Name	RESIDENTIAL WHOLESALE MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92130

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 16, 2018
Property Address	14455 TWIN GABLES CT, POWAY, CA 92064-8901
Document Number	0000017149
Map Reference	MAP 14360
Instrument Date	Nov 29, 2017
Instrument	2018-0017149
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	CHICAGO TITLE SD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	9025 SYDNEY CT UNIT 12712, 12712, SAN DIEGO, CA 92122-1748

Mortgage

Document Number	0000017150
Date	Jan 16, 2018
Instrument	2018-0017150

Lender

Name	LUTHER BURBANK SAVINGS
Type	Lending Institution

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Feb 1, 2023
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.25%
Index	1-Year LIBOR
Max Rate	10.2%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,450,727 (+2%) Land $754,378 Building $696,349
2025	$16,266.00 (+4.86%)	$1,422,283 (+4.04%) Land $739,587 Building $682,696
2023	$15,512.00 (+1.67%)	$1,367,056 Land $710,869 Building $656,187
2022	$15,257.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1980–2016)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: AT&T, San Diego Broadband, Verizon.

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